External Mortgage Loan Officer

External Mortgage Loan Officer

Seattle Credit Union Seattle, Washington, United States

Seattle Credit Union is proud to be an employer committed to the growth and prosperity of its employees, members, and the community. We work in a culture where voices are amplified to drive meaningful change and generate non‑stop impact. We offer a comprehensive total rewards package, such as employee‑paid medical benefits, 401(k) matching, and generous time off, such as for volunteering and even to celebrate your birthday!

We provide opportunities for employees to learn and grow while fostering an inclusive work culture, and we have a tremendously diverse workforce that drives our ability to innovate and maintain excellence.

Seattle Credit Union is dedicated to helping our members achieve financial prosperity by providing education and banking services that meet their personal goals. We are inclusive, inventive, and invested. We are Seattle Credit Union — we build strong and trusting relationships in service of our mission. Seattle Credit Union is proud to be intentional in recruiting, hiring, and promoting a workplace that is inclusive.

Job Title:

External Mortgage Loan Officer

FLSA Status:
Exempt

We are an Equal Opportunity/Affirmative Action Employer that celebrates our collective differences and encourages all to apply, including those with different backgrounds, disability, ages, ethnicities, races, religions, gender identities, sexual orientations, national origins, or veteran status protected by applicable federal, state, or local law.

The Mortgage Loan Officer will contribute to the team through their responsibility for originating quality residential mortgage loans under a variety of programs by establishing a solid referral base.

• Responsible for producing high‑quality loans which meet investor guidelines and Seattle CU’s lending policy, while providing excellent member service.
• Responsible for meeting minimum sales production goals set by senior management.
• Establish and maintain a network of internal and external referral sources, including real estate brokers, attorneys, accountants, builders, financial planners, and other business professionals.
• Promote Seattle CU’s residential loan products by maintaining regular contact with referral sources to generate new mortgage business.
• Originate mortgage loans, pre‑qualify borrowers, counsel prospective buyers to resolve needs and match with appropriate Seattle CU programs.
• Plan, coordinate, and participate in activities which promote home ownership, including home‑buyer seminars, home shows, broker meetings, and other home financing workshops.
• Maintain community involvement by serving on boards of organizations in relevant Credit Union approved areas to positively represent Seattle CU in the local community.
• Ensure quality and timeliness of mortgage application documentation. Follow up with applicants for information as needed.
• Maintain extensive knowledge of Seattle CU’s mortgage and other company products and services; maintain general knowledge of the mortgage industry, including state and federal mortgage laws and regulations.
• Comply with SAFE Act legislation, which requires annual registration renewal as a Mortgage Loan Originator (MLO).
• Complete Product/Service Knowledge Assessment within 90 days of employment with a score of at least 80%.
• Generate accurate loan disclosures in a timely manner including RESPA, Reg Z, HMDA, and Reg
  
  B.
• Effectively manage pipeline, working with processor to manage closing dates and provide timely information to borrowers and brokers to minimize service issues.
• Demonstrate commitment to SCU values.
• Maintain regular and punctual attendance.
• Other duties as assigned.

Basic Qualifications:

• At least three years of residential lending sales experience, consistently meeting established sales/production goals.
• Strong interpersonal and communication skills (verbal and written) and ability to work in a diverse community.
• Proficiency in standardized software applications, including Microsoft Word, Excel, PowerPoint, and Outlook.
• Basic ability to analyze personal and…