Loan Closer - Funder

Overview

Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a national home lender with a reputation for amazing service, customer satisfaction, on‑time closings, employee retention, and happiness. We are committed to our Mission, Vision & Core Convictions and honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and providers of services.

• Prepare closing packages
• Provide funding authorization to Title/Escrow Agents
• Review signed closing packages for accuracy
• Understand fee tolerances, handle tolerance violations, and apply 3‑day wait periods
• Ensure the closing package is fully complete, accurate, and compliant, including itemized lender and seller credits, POC credits, correct fee listings, correct fee entries, proper escrow setup, and complete date entries for accurate reporting
• Update status notes within the TRID form regarding communication with Loan Officer, borrower, or settlement agent

• 5 years of closer/funder experience preferred
• Experience and extensive knowledge of new RESPA/GFE laws
• Clear focus on detail and ability to recognize inconsistencies in data/documents
• Detailed knowledge of closing and legal documents (HUD‑1, Note, Deed of Trust, Assignment, Title Binder) and disclosure documents (TIL, GFE, Right of Rescission, state‑specific) and ability to work in a high volume environment
• Great work ethic and strong time management, organization, and positive attitude
• Experience with Loan Soft software a plus
• Detailed knowledge of FHA/VA/USDA loan documents, credit documents (DU/LP Findings, 1003, 1008, Credit Report, VVOE, Appraisal), insurance documents (Hazard, Flood, MI), MDIA disclosure timing and APR rules, TILA/RESPA LE/CD fee tolerance comparisons and change of circumstance, and an understanding of compliance, underwriting, origination, or processing roles

Competitive salary and a comprehensive benefits package including Medical, Dental, Vision, Accidental Death, Long‑Term Disability, Short‑Term Disability, FSA, HSA, 401(k), Basic Life, Voluntary Life, and Paid Parental Leave, as well as a performance‑based bonus based on position and department.

We are an Equal Opportunity Employer. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.