Relationship Manager, Commercial

Job Overview

Mechanics Bank is looking for a full‑time Relationship Manager to join our team at our Seattle Administrative Office.

• Conduct financial analysis, underwriting, and structuring for prospective and existing middle‑market businesses.
• Maintain a pipeline of prospective and existing clients, focusing on acquisition and expansion of client relationships.
• Monitor loan requirements and ensure compliance with all loan covenants, conditions, and regulatory requirements.
• Prepare and present credit proposals of moderate to significant complexity, including comprehensive financial and non‑financial analyses, risk identification, mitigation strategies, and consistent structuring and pricing.
• Manage end‑to‑end processes for loan renewals and modifications.
• Engage in industry, civic, and community events to build a professional network and support the Bank’s brand awareness through marketing efforts and outreach.
• Assist clients with loan applications, credit quality assessments, and ongoing compliance monitoring.
• Travel throughout the bank’s geographic areas as required.

• Minimum of three years of experience as a Relationship Manager or similar role.
• Bachelor’s degree in Finance, Accounting, Business, or a related field is preferred.
• Strong financial statement and credit analysis skills.
• Proficiency in database programs, banking software, and documentation tools.
• Ability to manage multiple clients, loan requests, deadlines, prospects, networking, and cold calling.
• Critical and creative thinking skills with the ability to draw valid conclusions from complex data.
• Excellent communication and presentation skills.
• Membership in relevant trade associations or bank trade groups is preferred.
• Accommodations may be made to enable individuals with disabilities to perform the essential functions of the position.

• Medical, prescription, dental, and vision coverage for employees and eligible family members.
• Employer‑paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits.
• Health Savings Account with employer contribution;
  Flexible Spending Accounts for Healthcare and Dependent Care.
• Employee matching or contribution to a 529 Education Savings Plan.
• Tuition Reimbursement Program and Student Loan Assistance Program.
• Supplemental Health plans, Voluntary Legal and Identity Theft Services.
• Paid holidays; paid sick days with accrual of one hour for every 30 hours worked.
• Up to 25 paid vacation days and 16 hours of paid volunteer time per year.
• Free personal checking and savings accounts.

Mechanics Bank is an equal opportunity employer. We do not discriminate based on national origin, age, genetic information, veteran status, disability, gender identity, sexual orientation, or any other basis prohibited by law.