Compliance Analyst – Manager

• Report to the Chief Financial Officer and serve as a core member of the Compliance function
• Own BSA/AML, sanctions, KYC/KYB, regulatory reporting, and compliance testing programs
• Collaborate with internal and external stakeholders on compliance initiatives
• Lead recurring and ad hoc audits through completion and execute post-audit remediation, including process, reporting, and system changes
• Assist with SOC2 controls and other SOC requirements
• Serve as the daily primary compliance liaison for the external issuing bank partner
• Create, maintain, and improve compliance documentation, policies, and SOPs
• Partner with the BSA Officer to develop internal compliance training, track training, develop assessments, and ensure team readiness
• Partner with operations and engineering teams to update tools and workflows for regulatory and partner requirements
• Bridge compliance, business, and technical teams to integrate compliance processes into day-to-day operations
• Partner with the Senior Operations Manager on the Onboarding tool development roadmap and automation of customer information capture
• Research and report unusual activities and fraud-related activities to banking partners, network partners, and authorities
• Liaise with customer leadership regarding non-standard charges or merchants identified in transaction reporting, including Master Coverage claims escalation and follow-up

• Manager candidates: 5-7 years of experience with compliance, risk, or regulatory
• Analyst candidates: 3+ years of experience with compliance, risk, or regulatory
• Familiarity with commercial card programs and fintech strongly preferred
• Manager candidates:
  Deep knowledge of BSA/AML, KYC/KYB, OFAC, sanctions, suspicious activity reporting, and broader regulatory frameworks
• Analyst candidates:
  Working knowledge of BSA/AML, KYC/KYB, OFAC, sanctions, suspicious activity reporting, and broader regulatory frameworks
• Ability to quickly pick up new concepts
• Strong attention to detail and organizational skills; able to manage multiple priorities with precision
• Data-fluent and tech-savvy, comfortable leveraging tools and systems to identify compliance risks and optimize workflows
• Excellent written and verbal communication skills; capable of drafting clear compliance documentation, reports, and training materials, and interfacing with a wide range of stakeholders
• Proven ability to partner effectively across compliance, operations, engineering, and external partners
• Bachelor’s degree in Business, Finance, Accounting, or related field
• CAMS, CRCM, or other compliance certifications preferred
• Must be authorized to work lawfully in the United States
• Must be able to commute to the Seattle office on a weekly basis

Demonstrates expertise in BSA/AML, KYC/KYB, and regulatory compliance, with a strong ability to collaborate across teams and manage compliance documentation and training. Proven track record in conducting audits, remediating findings, and optimizing compliance workflows using technology.

• BSA/AML Compliance
• KYC/KYB Knowledge
• Regulatory Reporting
• Compliance Documentation
• Audit Management

• BSA/AML
• KYC/KYB
• Regulatory Compliance
• SOC2 Controls
• Suspicious Activity Reporting
• Compliance Testing
• Process Improvement
• Data Analysis
• Risk Management
• Commercial Card Programs

• Attention to Detail
• Organizational Skills
• Communication Skills
• Collaboration
• Problem-Solving

• CAMS
• CRCM

• Fintech
• Regulatory Frameworks
• Sanctions
• OFAC
• Compliance Programs

• Compliance Tools
• Workflow Systems
• Audit Management Software
• Data Analytics Tools
• Training Platforms