L&I Industrial Insurance Underwriter , Special Projects Team

Our Mission

Keep Washington Safe and Working! Our Values:
Customer Focus, One L&I, Respect, Diversity, Equity and Inclusion, Learning and Growth, Reliability

This opportunity is open to Labor & Industries employees only.

The Department of Labor & Industries (L&I) is a diverse state agency dedicated to the safety, health, and security of Washington's workers. We help employers meet safety and health standards and inspect workplaces when alerted to hazards. As administrators of the state's workers' compensation system, we are similar to a large insurance company, providing medical and limited wage-replacement coverage to workers who suffer job-related injuries and illness.

Our rules and enforcement programs also help ensure workers are paid what they are owed, that children's and teens' work hours are limited, and that consumers are protected from unsound business practices.

Insurance Services is the largest division within the agency and administers one of the premier workers’ compensation organizations in the nation serving over 3.8 million employees working for 260,000 employers.

The Employer Services program within the Insurance Services Division is responsible for establishing and maintaining industrial insurance accounts for over 230,000+ employers and 2.5 million employees doing business throughout the state of Washington. The program provides a wide array of services to employers in the State Fund from helping new businesses get workers’ compensation coverage to specialized underwriting.

The Industrial Insurance Underwriter 4 (IIU4) position is located within Employer Services Division of Insurance Services.

The job of an Industrial Insurance Underwriter is complex. The Special Projects Team will work closely with the Account Services Manager on specific complex underwriting assignments. We are seeking candidates who are passionate about providing exceptional customer service. As an Industrial Insurance Underwriter, you will independently underwrite and manage state fund workers’ compensation policies with a variety of complexities based on industry hazards.

This position provides expert consultative and technical support to employers, third party representatives, and other divisions within the agency. You will interpret laws and regulations, provide policy and procedural clarification and correct problems.

This work supports the agency’s mission and the state’s economic wellbeing by protecting the safety of Washington workers and providing benefits to injured workers, and by insuring employers against uncertainty and liability.

• Underwrite Industrial Insurance workers’ compensation policies as governed by Title 51 of the Revised Code of Washington (RCW) and Washington Administrative Code Chapters (WAC) 296-17 and 296-17A. Administers services to over 300 risk classifications representing multiple industries.
• Research and adjust agency reporting records using the agency’s Employer Accounting System Enhancements (EASE) program to ensure fiscal integrity and accuracy of employer accounts and quarterly reporting.
• Adjudicate industrial insurance claim coverage according to RCW 51.12. Determine employer/employee relationship, independent contractor status and claim jurisdiction per RCWs.
• Represent and testify by sworn deposition on behalf of the Department as required at the Board of Industrial Insurance Appeals.
• Provide expert advice for the public and within the Department regarding their rights, responsibilities, and obligations under RCWs and WACs for workers’ compensation.
• Compute the Experience Rating Calculation (ERC) based on actuarial algorithms per WAC . Communicate the complex ERC to the employer for comprehension.
• And much more!

• A Bachelor's degree with a field of focus involving tax liabilities, insurance benefits, risk classification, accounting or bookkeeping work, research, statistical or management analysis or related fields.
• One year of experience as an Industrial Insurance Underwriter 3.
• The ability to take action to learn and grow.
• The ability to take action to meet the needs of others.

Note:

Additional qualifying experience may…