Liability Zone Leader - West

Role Overview

Liability Zone Leader – West, based in the Western Region. The North American Liability team offers a wide range of liability insurance solutions including National Accounts Excess, Multinational, Reverse Flow, Environmental Liability and some Primary General Liability in the United States and Canada.

• Lead a team of underwriters/team leads to underwrite profitable new and renewal business to meet Liability targets regionally and/or globally.
• Lead team in negotiating participation, pricing and terms and conditions for large/critical clients.
• Take ownership of large/critical accounts/clients and will have ultimate responsibility for accounts within the team.
• Lead and manage a team, including training and development and act as the referral point for other underwriters.
• Develop and maintain strong relationships with brokers and clients.

• Managing a team of underwriters, delegating tasks to achieve overall results, supervising portfolio and acting as point of referral and managing cost centre budget.
• Contributing to development and execution of the regional underwriting strategy for Liability.
• Managing referrals from underwriters and spokes and re‑underwriting complex business as appropriate.
• Responsibility for zonal performance within National Accounts sub‑LOB and acting as a champion for any matters relating to the sub‑LOB.
• Underwriting oversight on large/critical new and renewal accounts to meet top and bottom line targets, including negotiating participation, pricing and terms and conditions with brokers, and proactively managing capacity.
• Underwriting and evaluating Natural Catastrophe Accumulation, ensuring an understanding of catastrophe modelling and interpretation of scenarios for Liability, and underwriting International Insurance Programs for Liability.
• Overseeing underwriting in line with Liability governance framework (underwriting authorities, global MSU, Underwriting Guidelines, Rules and Principles).
• Ensuring contract certainty is achieved on all accounts at time of inception.
• Ensuring utilisation of global/regional pricing tools.
• Ensuring placing and binding of FAC Reinsurance prior to policy inception.
• Ensuring adherence to reinsurance treaty terms/conditions.
• Proactively supporting acquisition of new business and retention of existing business and liaising with Distribution on market management initiatives.
• Positively representing Allianz Commercial externally to the market.
• Proactively driving involvement of functional areas in Underwriting process, including Distribution, ARC, Claims and Operations.
• Developing and maintaining strong relationships with key producers and clients and other relevant stakeholders.

• Minimum 8 years of experience in underwriting profitable Liability business, with specialised understanding of sub‑LOB products and portfolio.
• Recognised, well‑established long‑term relationship building with brokers at peer group level and within the local market.
• Specialised understanding of regional/local Liability insurance markets and competitor landscape, including global elements.
• Understanding of legal and regulatory framework.
• Ability to assess risk inherent exposures and natural hazards relevant to Liability.
• Ability to analyse current performance against benchmarks, understanding how the market operates and functions, the business needs and customer needs.
• Experience designing, developing and implementing consistent, robust wordings.
• Robust understanding of policy administration life cycle, information collection, policy issuance, premium bookings, credit control, and cancellation.
• Ability to analyse highly complex data from multiple sources in detail, identifying and resolving issues before they transpire.
• Excellent written and verbal communication skills, with an ability to influence others.
• Experience with MS Office tools.
• Significant experience in leadership and development of direct teams, including coaching, mentoring and developing team members and performance assessment.
• Ability to persuade and motivate others to act, without executive authority.
• Deep knowledge of artificial intelligence (AI) and machine learning…