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Principal Software Engineer, Loans Originations

Job in Seattle, King County, Washington, 98127, USA
Listing for: Social Finance, Inc. (SoFi)
Full Time position
Listed on 2026-02-17
Job specializations:
  • Software Development
    Software Engineer, Cloud Engineer - Software
Salary/Wage Range or Industry Benchmark: 80000 - 100000 USD Yearly USD 80000.00 100000.00 YEAR
Job Description & How to Apply Below

Principal Software Engineer, Loans Originations

Engineering WA – Seattle
CA – San Francisco
MT – Helena

Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next‑generation financial services company and national bank using innovative, mobile‑first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. Join us to invest in yourself, your career, and the financial world.

The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Principal Software Engineers who are ready to lead the technical and strategic evolution of our financial services platform in support of our goals that put our members in control of their financial destiny.

  • Leading the development and execution of strategic org‑wide or company‑wide initiatives across multiple product or platform domains.
  • Identifying and resolving systemic business, technical, or organizational problems that span multiple organizations across the company.
  • Recognition as a subject matter expert across multiple product or platform domains with the ability to identify and lead the resolution of systemic issues.
  • Define the long‑term architectural direction across all areas of the platform or across multiple products, aligning stakeholder teams around a shared vision and business goals.
  • Drive alignment across divisions to resolve technical and organizational conflicts to deliver on SoFi’s business and strategic goals.
  • Raise the engineering maturity of the organization by identifying and leading key improvements in the organization’s culture and processes that support engineering excellence.
  • Identify and lead key improvements in systems supporting engineer productivity and velocity.
  • Collaborate with partners to create and align technology and company strategy, resulting in plans that address the short and long‑term goals of the business.
  • Mentor engineers across the organization, contribute to recruiting, and help shape hiring standards.
What You’ll Do

As a recognized technical leader across SoFi groups, you will partner across technology and business teams to define and execute the technical vision and strategy for the platform. Your responsibilities include defining and building consensus around evolutionary roadmaps across the platform, strong individual contributions in coordinating and implementing those plans in stages that deliver distinct customer value, and leading improvements to the engineering efficiency and culture of engineering excellence across the team.

You will drive alignment with Product, Marketing, Operations, Business, Legal, and Compliance teams and produce technical solutions that provide outstanding value to our members.

What You’ll Need
  • Bachelor’s or Master’s degree in Computer Science, or Software Engineering.
  • 10+ years of professional, full‑time software engineering experience.
  • 7+ years in a technical leadership role.
  • Proven track record of defining and leading cross‑team initiatives in support of key business and strategic goals.
  • Proven track record of leading initiatives to increase engineering productivity and improve engineering excellence.
  • Exemplary communication and documentation skills.
  • Proficient coding in Java, Kotlin, or other similar object‑oriented language.
  • Experience with public cloud compute, storage, and infrastructure.
  • Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.
  • Deep understanding of relational and document database fundamentals.
  • Deep understanding of microservices design principles and architecture.
  • Deep understanding of scaling highly‑available, mission‑critical systems.
  • Expert proficiency working with GIT and related CI/CD systems.
  • Experience leading and improving Agile methodologies.
Nice to Have
  • Experience with AWS technologies – Dynamo

    DB, RDS, Lambda, Kinesis, SQS, S3, and Athena.
  • Full‑stack engineering experience, or willingness to expand your influence across the entire platform.
Compensation and Benefits

The base pay range for this role is $ – $ per year. Final base pay will…

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