Staff Engineer - Insurance Platform

Porch Group is a leading vertical software and insurance platform positioned to help home buyers move, maintain, and fully protect their homes. We place homeowners insurance at the center of this relationship and differentiate by providing the best services for home buyers, leading by advantaged underwriting, and protecting the whole home.

As a Staff Engineer on our Insurance Platform team, you will architect foundational systems that power underwriting, administration, and scaling of insurance products. This is a greenfield opportunity that leverages AI‑first practices to design systems that evolve with the business.

• Use agentic AI coding tools as the primary development methodology for platform build – not as an experimental side channel
• Define agent configuration patterns, custom skills, and CI/CD integration that make AI‑assisted development reliable and auditable at production scale
• Build evaluation frameworks, quality gates, and pre‑commit hooks that ensure agent‑generated code meets our standards
• Orchestrate multi‑agent workflows for parallel feature delivery; lead the team in spec‑driven coding, context management, and productive AI‑assisted practices
• Mentor the broader engineering team on AI‑assisted development and evolve those practices as tooling and models advance

• Architect agentic capabilities directly into the platform: agent‑assisted configuration, AI‑driven underwriting decisioning, automated document understanding for declarations and endorsements, and conversational interfaces for the operations team
• Design RAG pipelines, retrieval architectures, and tool‑use patterns that ground LLM behavior in regulated insurance content (rate manuals, underwriting guidelines, state‑specific rules)
• Define integration patterns (MCP, function calling, structured outputs) that expose platform capabilities cleanly to internal agents and external partners
• Establish AI observability, evaluation, and cost‑management frameworks so production agent behavior is measurable, debuggable, and bounded
• Set responsible‑AI guardrails that keep agent‑influenced decisions auditable and aligned with insurance regulatory requirements (NAIC AI bulletin, state DOI expectations)

• Design and build core PAS services: quoting, rating, binding, issuance, endorsements, renewals, cancellations, and reinstatements
• Own the technical architecture for a modular, API‑first platform supporting multi‑state, multi‑carrier homeowners insurance
• Build the rating engine, product configuration layer, and rules framework that allow business teams to launch new states and products without engineering bottlenecks
• Define data models for policy lifecycle, exposure management, and regulatory compliance (bureau reporting, NAIC data submissions, state filing requirements)
• Establish event‑driven patterns and integration architecture for the dozen‑plus carrier, vendor, and partner systems the platform must connect with

• Lead the engineering strategy to migrate off existing vendor PAS platforms onto our custom‑built platform
• Design migration tooling: automated data extraction, transformation, validation, and reconciliation pipelines
• Run shadow comparisons of new platform output against incumbent systems before each cutover
• Maintain production stability on existing platforms while simultaneously building the replacement

• Partner with the Director of Insurance Engineering, Product, and Insurance SMEs to translate domain requirements into platform capability
• Set engineering standards, lead design reviews, and serve as the technical authority on architecture decisions for the platform build
• Stay hands‑on – this is not a whiteboard architect role; you write production code

• 10+ years of professional software engineering experience, with at least 3 years at a Staff or Principal level influencing engineering organizations of 30+ engineers and partnering with technical executives to set multi‑year technical strategy in the insurance domain
• Homeowners or other personal‑lines P&C domain depth;…