Loan Officer; Seward

Job Title – Loan Officer

Location – Seward, Nebraska

• Conduct interviews gathering background information for all product applications through multiple channels while maintaining member confidentiality.
• Provide financial counseling based on results of interviewing to approve or deny member deposit or consumer lending products within product guidelines.
• Operate with a sense of urgency and apply a solutions‑based approach.
• Cross‑sell all credit union products/services to provide financial needs for new and current members.
• Take ownership of member services and provide appropriate solutions.
• Be a champion of opportunities and recognize moments where we can provide the highest level of service to our members.
• Develop a working knowledge of competitors’ products/services with a continued interest in improving and maintaining quality services and products for the credit union.
• Maintain knowledge of all state and federal regulations that are applicable to the transactions performed in the deposit/lending areas to stay in compliance.
• Maintain knowledge of rate and terms of all products and how to provide quotes to stay in compliance ensuring adherence to underwriting guidelines.

• 1 year of sales or customer service required, sales experience strongly preferred.
• 1 year of banking or lending experience preferred.
• Demonstrated experience in providing financial counseling and positive member relations preferred.
• Must have well‑developed interpersonal skills.
• Good judgement and decision making, with the ability to solve problems within various financial matrices is required.
• Must have a high level of sales and service drive and initiative to meet performance goals.
• Must be reliable, flexible and adaptable.

Full‑time. Monday – Friday plus Saturday morning rotation.

Earn up to $60‑75k+ per year!

• Base hourly wage: $21–$26 per hour ($43,680 – $54,080 per year) depending on experience.
• Incentives – paid monthly, generally $500 – $1,500+ per month ($6,000 – $18,000+ per year).
• Eligible for a discretionary gain‑share plan payment annually.
• Eligible for a base wage increase annually as part of a merit performance review.

Insurance Benefits

• Medical – LFCU pays 85% of premium; associates pay only 15%.
• Dental – Free to associates.
• Vision – LFCU pays 50% of premium.
• Life and ADD – LFCU pays 100% of premium.
• Voluntary Life/ADD – additional associate paid available.
• Short‑term and Long‑term Disability – LFCU pays 100% of premium.
• AFLAC Supplemental – Cancer, Critical Care, Accident, Hospital – associate paid.
• Flexible Spending Accounts (FSA) – Health Savings and Dependent Care.

Retirement Plan – LFCU contributes 5% of associate earnings to Profit Sharing.

LFCU matches 100% up to 3% plus 50% for the next two % of associate’s 401(k) contributions – max of 4%.

Gain Share Plan – Reviewed and approved by the Board annually, this plan rewards employees when the credit union achieves above average performance.

• Vacation – 2 weeks/year for new hires.
• Sick – 2 weeks/year for new hires.
• Personal Days – 2 days earned after one year.
• Holiday Pay – 6 per year. Plus 5 reserved holidays designated as either all‑staff meetings or paid days off.
• Funeral Leave.

• Anniversary Award.
• Employee Assistance Program.
• Quarterly all‑staff professional development.
• Tuition Reimbursement.
• Fitness Club Reimbursement.
• Free Monthly Breakfast on Friday.
• LFCU Apparel – 2 free items annually.
• Jeans Day options with charity donation.