P&C Underwriting Specialist

• Evaluate and underwrite new and renewal business according to Company underwriting guidelines and risk appetite
• Use independent judgment and initiative to support business goals
• Develop and implement risk assessment models for coverage, pricing, and terms decisions
• Evaluate complex policy renewals and modifications, identifying policy enhancement and risk mitigation opportunities
• Procure and analyze supplementary reports and screenings, including motor vehicle reports, loss history reports, and external inspections
• Document underwriting decisions and ensure compliance with state and federal insurance regulations
• Communicate underwriting strategies and decisions to internal teams, agents, and brokers
• Stay updated on industry trends, regulatory changes, and market conditions
• Monitor and evaluate underwriting practices and assist with strategic adjustments
• Build and maintain relationships with internal and external customers to attract and retain profitable business
• Develop and strengthen agent and broker relationships through phone conversations, written communication, in-person engagement, and travel
• May oversee and coach staff and participate in talent selection, development, and performance management decisions
• Perform other duties as assigned

• Bachelor’s Degree or equivalent experience in Business, Liberal Arts or a related discipline
• Generally, a minimum of 10 years of experience in Underwriting Commercial P&C lines
• P&C Insurance License preferred, but not required for hire; candidates must get their P&C license within their first 6 months of employment
• Ability to travel approximately 10% of the time
• Proficient in Microsoft Office Suite
• Strong ability to learn new software quickly and efficiently
• Excellent interpersonal and communication skills
• Applicants must be authorized to work in the United States without the need for current or future sponsorship

Demonstrates expertise in Underwriting Commercial P&C Lines, with a strong focus on risk assessment, compliance with insurance regulations, and relationship management. Proficient in developing underwriting strategies and enhancing policy terms to support business objectives.

• Underwriting Commercial P&C Lines
• Risk Assessment Models
• P&C Insurance License
• Interpersonal Communication Skills
• Microsoft Office Suite

• Risk Assessment
• Underwriting Guidelines
• Policy Evaluation
• Decision Documentation
• Regulatory Compliance
• Data Analysis
• Policy Enhancement
• Loss History Analysis
• Market Trend Analysis
• Strategic Adjustments

• Interpersonal Skills
• Communication Skills
• Initiative
• Relationship Building
• Coaching

• P&C Insurance License

• Insurance Regulations
• Commercial Insurance
• Risk Mitigation
• Supplementary Reports
• Market Conditions