Firm Risk Management - Corporate Credit Officer, Analyst​/Associate - Hong Kong

Company Profile

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm’s employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries.

The cornerstone of Morgan Stanley’s risk management philosophy is the execution of risk‑adjusted returns through prudent risk‑taking that protects Morgan Stanley’s capital base and franchise. Risk Management protects the Firm from exposure to losses resulting from defaults by our lending and trading counter parties.

• Perform credit due diligence and analysis and make recommendations on credit approval/ risk appetite on lending and derivatives counter parties to the Firm.
• Conduct due diligence calls/ meetings/ site visits with clients, perform independent research and establish credit ratings of counter parties.
• Conduct industry research and develop sovereign and macro risk views as needed to support decision making.
• Assess and approve transactions including general corporate lending and leverage finance loans or other structured credit/ private financing.
• Collaborate with origination teams and regional credit coverage team on structuring and documentation for proposed transactions.
• Assess progress of syndication efforts against proposed and approved targets.
• Analyze and make approval decision on derivatives transactions within assigned limit authority.
• Prepare loan approval memos and annual/ quarterly review memos for lending and derivatives counter parties.
• Monitor portfolio quality on an ongoing basis and recommend rating actions / asset classifications etc.
• Present to Credit Senior management, global and regional committees, and other internal and external stakeholders.

• Bachelor’s degree preferably in Business Administration, Finance or Economics. MBA or CFA strongly preferred.
• At least 1 year of credit analysis experience in the financial services industry. Candidates with 5 years or more experience will be considered for Associate role.
• Masters or equivalent professional qualification (CFA, CA, CPA, etc) would be advantageous.
• Strong fundamental credit analysis and research skills (knowledge of Asia Pacific corporates preferred).
• Experience in working on corporate finance and loan transactions with familiarity on loan structure, terms and documentation.
• Excellent written and verbal communication skills with ability to quickly establish credibility with regional and global credit coverage team.
• Good team player with strong initiative and appetite to learn in a fast‑paced environment.
• Demonstrable track record of working under pressure and managing multiple projects with limited supervision.
• Familiarity with derivatives and derivatives documents (ISDA/CSA/NAFMII) – optional.
• Fluent Mandarin skills (spoken and written) preferable.

We are committed to maintaining the first‑class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values – putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back – aren’t just beliefs, they guide the decisions we make every day to do what’s best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries.

At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work‑life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry.

There’s also ample opportunity to move about the business for those who show passion and grit in their work.

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Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.