Financial Controller; FinTech – APAC

Role
:
Financial Controller (Fin Tech) – APAC, Singapore

Location:

Singapore (Hybrid) with possible business travels across MENA and APAC counties (Approx 20% frequency)

Contract Type:
Full Time / Permanent

Reporting To:
Co-Founders / Managing Directors

Start Date:

ASAP

Salary Package:

SGD 6,000 - 7,000 / Month (depending on potential & experience)

Benefits:
Medical insurance (single person basis)

Other Benefits:

• Great career opportunity

• Privilege to evolve in a fast-growing and dynamic startup in an International environment

About Our Client

Our client is a fast-growing fintech startup based in Singapore, specializing in an online platform for buying and selling gold and silver. With additional branches in Hong Kong and Dubai, the company caters to investors and collectors seeking secure, transparent, and convenient precious metals trading.

The company differentiates itself through Realtime pricing, insured storage solutions, and seamless digital transactions, targeting both retail and institutional clients. Our client has quickly expanded across Asia and the Middle East, capitalizing on growing demand for alternative investments.

Backed by a tech driven approach, it integrates blockchain verification for asset authenticity and offers flexible liquidation options. Its user-friendly platform appeals to millennial investors and high net worth individuals looking for inflation‑hedged assets. With a strong presence in Singapore, Hong Kong, and Dubai, our client leverages tax‑efficient jurisdictions and strategic partnerships with vaulting providers. The startup is positioned as a modern alternative to traditional bullion dealers, combining fintech innovation with commodity trading expertise.

Its rapid growth reflects increasing interest in digital gold platforms, especially in volatile economic climates. The company plans further expansion into Europe and Southeast Asia, reinforcing its mission to make precious metals investing accessible, secure, and efficient.

This is not a standard portfolio accounting role. We trade, vault, and transport physical assets. You will be responsible for the financial integrity of a business that moves high value, volatile inventory across multiple jurisdictions.

You will own the group’s accounting, financial reporting, internal controls, and treasury operations. You must be comfortable reconciling physical stock (gold/silver bars) to digital ledger entries, navigating multicurrency volatility (XAU/USD/SGD/AED), and ensuring compliance with FRS 102 / IFRS as it applies to inventory and revenue recognition.

1. Financial Reporting & Technical Accounting

Lead the preparation of the Group’s consolidated financial statements in compliance with IFRS (or SFRS(I)).

Technical expert on complex accounting treatments specific to the business:

Inventory (FRS 102 / IAS
2):
Valuation of physical gold and silver at lower of cost or NRV; accounting for consignment stock and metal held under location swaps.

Revenue Recognition (IFRS 15):
Principal vs. Agent assessment for the trading platform and custody fees.

Financial Instruments (IFRS
9):
Hedge accounting for commodity price risk and FX exposure.

Manage the external audit process with Big 4 firms, ensuring clean opinions and timely filings with ACRA.

2. Physical Inventory & Supply Chain Finance

Crucial:
Oversee the reconciliation of physical bullion holdings (vaulted in Singapore and Dubai) against platform liabilities and client entitlements.

Implement and monitor controls over the movement of physical metal, including purchase/settlement, vault transfers, and sales.

Oversee trade finance operations, including the accounting for letters of credit (LCs), trust receipts, and inventory financing facilities.

3. Internal Controls & Governance

Design, implement, and monitor a robust internal control framework suitable for a MAS regulated Fintech with physical asset exposure.

Ensure segregation of duties between trade execution, settlement, and vault reconciliation.

Lead the finance workstream for any future fundraising, due diligence exercises, or IPO readiness initiatives.

4. Treasury & Cash Management

Oversee daily treasury…