ACH Specialist II

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Are you detail-driven and passionate about keeping payment operations running smoothly? Join Central Payments, where collaboration, accuracy, and continuous improvement power everything we do. As an ACH Specialist II, you’ll play a key role in supporting and maintaining our ACH operations while working closely with cross-functional teams to ensure seamless processing.

• Support the daily operation, maintenance, and exception processing of the ACH Processing System (ACHPS)
• Assist with ACH system changes, including risk limit updates, testing, and documentation
• Complete daily ACH processing checklists to ensure timely and accurate inbound and outbound transactions
• Monitor and resolve ACH exceptions, including unpostable transactions, returns, risk limit violations, WSUDs, and reclamations
• Own and manage the ACH Inbox, ensuring timely responses and compliance with all requests
• Prepare monthly reports and analyze Partner activity to identify trends and potential risks
• Maintain and update ACH procedures to ensure regulatory and Nacha compliance
• Support internal teams and Partners by troubleshooting issues and providing ACH and Nacha guidance
• Identify opportunities to improve processes, efficiency, and service delivery across ACH operations

• Be part of a collaborative fintech team supporting critical payment operations
• Work in a role that combines operational execution with analytical problem-solving
• Gain exposure to complex ACH systems, compliance, and Partner-facing processes
• Contribute to continuous improvement in a growing payments organization

• Familiarity with ACH operations and Nacha Rules (preferred)
• Strong analytical and problem-solving skills
• High attention to detail and commitment to accuracy
• Clear written and verbal communication skills
  
  Strong organizational and time-management abilities
• Proficiency with Microsoft Office applications
• Ability to work independently while collaborating across teams

• Associate degree in Accounting, Finance, or a related field or equivalent experience
• 1–3 years of experience in ACH processing, account reconciliation, or related financial roles
• Experience with ACHPS (FIS/eFunds) preferred but not required
• Working knowledge of banking regulations and ACH functionality preferred

• A hybrid work environment with flexibility
• Opportunities for professional growth and development
• A supportive team culture where your voice is heard

Entry level

Full-time

Other