Business Analyst Risk Analytics

Job Details

Location:

Sioux Falls, SD

Shift: 8:00am–5:00pm, Monday‑Friday

Job Status:
Full‑Time

Company: PREMIER Bankcard

Drive data‑driven insights and optimize risk strategies for the credit card portfolio. Analyze complex data sets, identify trends, and provide actionable recommendations to enhance risk processes and improve financial performance. Leverage data science, analytics, and consumer finance expertise to support the development and implementation of innovative solutions aligned with the company’s strategic goals.

• Understand data and business operations to formulate questions, analyze, and deliver insights to executives on potential changes to operations, products, or services.
• Seek out business opportunities using data and provide actionable recommendations to management.
• Conduct independent research, assess priorities, and adapt to changing needs with minimal supervision.
• Identify and develop advanced analytical techniques to respond proactively to market dynamics.
• Utilize cloud data environments and tools such as Snowflake, Tidal, and DBeaver.
• Apply qualitative and quantitative analysis techniques, including statistical approaches, to solve analytics problems.
• Leverage advanced mathematics, programming, and tools such as statistical modeling, machine learning, and AI for large‑scale analysis.
• Mentor lower‑level analysts, fostering intellectual curiosity, critical thinking, and problem‑solving abilities.
• Define KPIs and metrics to track the progress and impact of strategic initiatives.
• Develop business cases and presentations to communicate strategic insights and performance metrics to senior leadership.
• Interview, hire, and train new staff.
• Provide constructive and timely performance reviews.
• Handle discipline and termination of employees in accordance with company policy.

• Proficiency with data visualization tools such as PowerBI, Tableau, or Qlik Sense.
• Expertise in SQL, SAS, Python, or R for data analysis and manipulation.
• Experience with cloud computing and databases, including Snowflake, DBeaver, and Tidal.
• Strong verbal and written communication skills, with the ability to articulate complex analytical findings into actionable business insights.
• Strong ability to work independently and make informed decisions.
• Great attention to detail, analytical thinking, organizational skills, and the ability to multitask and solve problems effectively.
• Ability to handle stress, exercise self‑control, and adhere to company policies and procedures while upholding company values.
• Bachelor’s degree in data science/analytics or a related field (e.g., business). Required.
• Two or more years of practical business experience in financial services with consumer finance. Preferred.
• Demonstrated experience and/or understanding of credit card systems or financial institutions. Preferred.

• Full medical benefits when working 20+ hours per week.
• Traditional and high‑deductible health plan options.
• Free dental and vision coverage.
• Generous paid time off.
• 401(k) with dollar‑for‑dollar match up to 5% of total compensation.
• Special discounts and offers for events at the Denny Sanford PREMIER Center.
• PREMIER Wellness Program.
• Paid community volunteer hours (average 30,000 hours per year).
• Employee parties, concerts, and special events.