Director, Quality Control — BSA​/AML & Sanctions Operations

Director, Quality Control — BSA/AML & Sanctions Operations

Remote

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our HUMBLEHUNGRYSMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

The Director, Quality Control owns Pathward's first independent Quality Control (QC) function across BSA/AML & Sanctions Operations. Reporting directly to the SVP, Deputy BSA/AML Officer to preserve independence from the production line, the Director sets the strategy, framework, and standards for QC and leads a multi-tier team covering alerts, cases, complex investigations, merchant acquiring, and sanctions. The role designs the QC program, sampling methodology, and error taxonomy;

establishes calibration and effective-challenge disciplines; and delivers QC results and thematic trends into BSA/AML governance and to examiners. As a Director-level people leader, the incumbent owns the operating model, budget and resource planning, talent development, and cross-line engagement with Independent Testing, Second Line, and Internal Audit — without assuming production disposition authority.

• Own the QC strategy and operating model across all five review populations (alerts, cases, complex investigations, merchant acquiring, and sanctions), ensuring structural independence from production disposition authority.
• Design and govern the sampling methodology — risk-based and stratified by analyst and queue, with new-hire oversampling and defined statistical confidence levels — and approve periodic recalibration of sample plans.
• Define and maintain the error taxonomy (critical, significant, administrative) aligned to the OCC five-element documentation baseline, with escalation, root-cause, and re-work rules.
• Lead and develop the QC team — including a Manager/Lead and QC Analysts — setting goals, managing performance, and building bench strength and succession.
• Own the calibration program, running monthly calibration between QC, Leads, and Managers with documented outcomes and closure of disputed dispositions.
• Report QC results and thematic trends into BSA/AML governance and risk committees; provide effective-challenge follow-up and track remediation to completion.
• Finalize and operate to the Financial Crimes Compliance Independent Testing and Quality Assurance Program Document, and maintain the QC program document set within Doc Control.
• Coordinate read-only system access (Actimize, FCRM, Bridger) and maintain the QC results repository; ensure QC holds no production disposition rights.
• Interface with Independent Testing/QA, Second Line, and Internal Audit as a peer — supporting, but never replacing, their functions — and support regulatory examinations and audits with QC artifacts and findings.
• Own budget, resource, and technology planning for the QC function, including business cases for staffing, tooling, and automation of sampling and reporting

• Bachelor's degree required; advanced degree preferred.
• CAMS required; CFE, CFCS, or CRCM strongly preferred.
• 10+ years of BSA/AML experience, including quality assurance/quality control or independent testing.
• 5+ years of people leadership, including leading leaders and building or scaling a function.
• Demonstrated experience designing sampling methodologies and error taxonomies in a regulated environment.
• Depth across alert, case, complex-investigation, and sanctions-screening workflows, including SAR quality and the five-element documentation baseline.
• Experience presenting…