Life Insurance Specialist - Columbia, SC

Position Summary

Drive meaningful growth as a Field Life Agent by building relationships, developing leads, and helping members protect their futures through Life, Health, Annuity, Membership, and Financial Services products. In this role, you’ll combine consultative sales, strong product knowledge, and exceptional customer service to uncover needs, close sales, and achieve production goals. You’ll also collaborate with branch partners to maximize referrals, cross‑sell opportunities, and long‑term member satisfaction.

• Solicit and sell Life & Health insurance and Annuity products under minimal supervision primarily within ACG branch location.
• Develop leads and prospects for new accounts through marketing activities such as phone calls, mailings, referrals, networking, website inquiries, and seminars.
• Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
• Achieve established sales goals.
• Maintain thorough knowledge of product features, marketing techniques, and sales techniques.
• Use sound sales practices when working with customers.
• Respond to customer inquiries and problems.
• Build sales opportunities through customer engagement and follow‑up.
• Complete appropriate applications and forms.
• Follow internal processing procedures to ensure transactions comply with company policies and practices.
• Prepare reports documenting prospecting and sales activities.
• Maintain specified production standards and persistency levels for required products.
• Work collaboratively with others in the Branch to reach business goals.
• Maximize leads, sales opportunities, and cross‑sell opportunities.
• Assist Underwriting and Brokerage Departments in satisfying requirements.

• Active, valid State Life license.
• Ability to take and pass LUTC or CLU coursework.
• Maintain Life and Health licenses required to sell products.
• Possession of a valid State driver’s license.
• Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.
• High School diploma or equivalent.
• Minimum of 2 years’ experience with a proven record of successfully soliciting and selling life insurance products.
• Experience selling intangible products.

Works in a temperature‑controlled office environment. Ability and willingness to work irregular hours including evenings and weekends. Limited travel required for community events, with exposure to road hazards and temperature extremes.

$2,500 Sign‑On Bonus.

Payment

Terms:

$1,000 paid after 30 days of employment, $1,500 paid after 90 days of employment.

• Medical plans with multiple coverage options, including HSA eligibility.
• Prescription drug coverage.
• Dental and vision benefits.
• Employee Assistance Program (confidential support services).
• Company‑paid basic life insurance.
• Optional supplemental life insurance and dependent coverage.
• Short‑term and long‑term disability coverage.
• Critical illness, accident, and pet insurance options.
• 401(k) plan with 3% automatic deferral upon eligibility, 50% company match on employee contributions up to 6% of pay.
• Health Savings Account and Flexible Spending Account options.
• Paid Time Off (PTO):
  Accrual‑based, increases with tenure, eligible at 90 days of employment. Full‑time new employees receive up to 12 PTO days annually; part‑time employees accrue at a minimum of 3 hours per month.
• Paid holidays: 10 company‑paid holidays annually for full‑time employees, 8 for part‑time employees. Includes 1 mental health day, 2 floating holidays, and 1 volunteer day.
• Paid leave programs, including parental, bereavement, jury duty, and military leave.
• Tuition assistance up to $5,250…