Internal Loan Consultant

Responsible for cultivating loans through inside referrals from interstate branches, employee loans, departed loan consultants, or MSA/Desk rental partners. Assists the Branch Manager in training and onboarding new hires and supports other loan consultants when requested by management.

• Communicates positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing.
• Engages in managing the loan pipeline with all team members to meet company efficiency standards.
• Meets with borrowers to determine the best loan program for individual needs after analyzing income, assets, credit, and property.
• Collect all required documentation from borrowers and convert it to paperless documents.
• Prepares and submits loan submission sheet to set up.
• Reads and understands rate sheets, product codes, loan level price adjustments to calculate rates and fees.
• Negotiates and confirms rates, fees, and lock terms with customers.
• Locks loans in the system with agreed upon terms and manages locked pipeline through funding.
• Communicate regularly with borrowers to meet desired expectations.

• Experience in the Mortgage industry preferred.
• NMLS loan originator license required.
• Continuing education classes required by licensing authority.
• Continuing training classes required by the company to meet CFPB requirements.
• High School Degree or equivalent required and a minimum of one (1) + years’ experience working in a similar field.

• Aggressive compensation package based on experience and skill set.
• Inclusive, diverse, and collaborative culture where people from all backgrounds can thrive.
• Work with other passionate, purposeful, and customer‑centric people.
• Extensive internal growth and professional development opportunities including tuition reimbursement.
• Wellness program to support both mental and physical health.
• Generous paid time off for both exempt and non‑exempt positions.

loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital‑first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, as the nation's second largest non‑bank retail mortgage lender, loan Depot enables customers to achieve the American dream of home ownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions.

With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.

Base pay is one part of our total compensation package. The base pay for this role is $22.50/hour plus an uncapped bonus plan.

We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.