Deposit Product Manager – Small Business - Midvale, Houston or Phoenix

Deposit Product Manager – Small Business - Midvale, Houston or Phoenix

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets.

We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

Zions Bancorporation is seeking a Deposit Product Manager – Small Business to join our dynamic Enterprise Retail Banking Product team. In this highly visible role, you will own the strategy and performance of our small business deposit products. Working closely with enterprise teams, Bancorporation leadership, and divisional partners, you will evaluate, refine, and create solutions that position Zions as a market leader.

This position is instrumental in optimizing our product suite to enhance customer experience, drive customer acquisition, and grow bank profitability. This role reports to the Senior Vice President of Deposit Product Management.

• Own and drive the full product lifecycle and profitability for the small business deposit suite (including checking, savings, and time deposit accounts). You will partner closely with our digital banking, core banking, and payments teams to develop and optimize solutions that serve the evolving needs of our small business customers.
• Act as the business owner for product strategy, conducting in-depth research and profitability analysis to deliver data-driven recommendations to senior leadership.
• Lead cross-functional teams—including IT, Operations, Marketing, Product Implementation, and Compliance—to successfully bring new products, features, and enhancements to market.
• Develop and execute go-to-market strategies, partnering with stakeholders to create compelling marketing campaigns, customer communications, and internal training materials.
• Proactively manage operational and regulatory risk, ensuring all products meet compliance standards and deliver a seamless customer experience.
• Continuously evaluate product performance and market trends, making data-informed recommendations for modifications to pricing, features, and design to maintain a competitive edge.

• A bachelor’s degree in a related field or equivalent, relevant work experience. An MBA is a plus.
• 6+ years of experience in consumer or commercial banking, with a strong preference for direct experience in product management, product analysis, or development.
• A strategic mindset with exceptional financial and data analysis skills. You are comfortable turning complex data into actionable business strategies.
• Demonstrated ability to lead through influence. You can build consensus, manage complex projects across multiple departments, and present recommendations to senior leadership with confidence.
• Deep knowledge of banking procedures, technology systems, and regulations that underpin effective product design and management.
• Outstanding judgment and communication skills, both verbal and written.

This Deposit Product Manager – Small Business position is currently not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to…