Financial Advisor

Avrio Financial Services is a specialist insurance broker focused on comprehensive risk and investment planning. The company delivers a holistic approach to financial planning, covering short-term and long-term needs as well as offshore requirements. Core services include investments, life insurance, medical aid, gap cover, wills and estates, and both personal and commercial insurance. Avrio also provides marine and transport insurance, along with bond origination services.

The team is committed to helping clients protect their assets and achieve their financial goals through tailored advice and solutions.

This is a full-time, on-site Financial Advisor role based in Boksburg. The Financial Advisor will meet with clients to understand their financial goals, assess risk profiles, and develop personalized financial and investment plans. Responsibilities include advising on insurance products, retirement planning, investments, and estate planning, as well as reviewing and updating client portfolios on a regular basis. The role involves preparing proposals, explaining complex financial concepts in clear terms, and ensuring compliance with relevant regulations and company policies.

The Financial Advisor will collaborate with internal teams to deliver integrated solutions and maintain long-term client relationships through ongoing support and follow-up.

• Candidates should possess strong skills in Financial Planning and Financial Advisory to develop tailored strategies and guide clients effectively.
• Candidates should possess solid knowledge of Finance and Investments to analyze options, build portfolios, and support informed decision‑making.
• Candidates should possess expertise in Retirement Planning to help clients prepare for long-term financial security.
• Relevant professional certifications or licenses in finance, insurance, or financial planning are beneficial.
• Prior experience in financial services, insurance broking, or advisory roles is preferred.
• Strong analytical abilities, attention to detail, and proficiency with financial planning tools and software.
• Excellent interpersonal and communication skills, with the ability to build trust and maintain client relationships.
• Ability to work ethically, comply with regulatory requirements, and maintain client confidentiality.

A financial advisor helps clients manage their money — assessing their financial situation, goals, and risk tolerance, then recommending strategies and products to help them build wealth, manage risk, and plan for the future.

• Meeting with clients to understand their financial goals and current situation
• Assessing risk profiles and financial needs
• Developing personalized financial plans (savings, investments, insurance, retirement)
• Advising on investment products, insurance policies, retirement funds, and estate planning
• Preparing financial proposals and reports
• Explaining complex financial concepts in plain language
• Reviewing and updating client portfolios regularly
• Monitoring market trends and adjusting recommendations accordingly
• Ensuring compliance with financial regulations (e.g., FAIS in South Africa, or equivalent regulatory frameworks elsewhere)
• Building and maintaining long‑term client relationships through ongoing support

• A relevant qualification in finance, economics, or a related field
• Professional certifications or licenses (e.g., RE5, CFP, COB)
• Strong analytical and numerical skills
• Excellent communication and interpersonal skills — the ability to build trust
• Knowledge of investment products, insurance, tax implications, and retirement planning
• Sales or business development ability, since many roles involve growing a client base
• High ethical standards, since advisors handle sensitive financial information and are bound by fiduciary or regulatory duty

Financial advisors can work at Avrio as an independent broker, offering the best of all insurance companies, long term and short term.

• "Every policy you write keeps paying you — year after year. That's the power of annuity income,…