Final Expense Life Insurance Telesales Agent

Final Expense Life Insurance Telesales Agent (1099 | Commission Only)

Southaven, United States | Posted on 02/18/2026

We are seeking driven, disciplined individuals who want to build a high-income life insurance business in the Final Expense market. This is a 100% commission, 1099 broker role for full-time professionals who are committed to long-term financial success and are willing to invest in themselves.

If you are looking for hourly pay, part-time work, or a “side hustle,” this role is not a fit.

Final Expense Life Insurance

Phone-based (telesales) model

Helping families protect loved ones from end-of-life expenses with dignity and care

Agents must be licensed in 6 states

If not currently licensed,
we provide guidance and support for completing state‑mandatory pre‑licensing courses

Licensing and appointment timelines must be met promptly

100% commission

No salary, no hourly pay

Unlimited earning potential

Average earnings (new, non‑experienced agents):

High performers (trained and consistent):

Earnings are based on earned income
, not APV

You’ll have access to multiple top‑tier, A+ rated carriers
, including:

• Mutual of Omaha
• Royal Neighbors
• AIG / Corebridge
• And other highly respected national carriers

Agents purchase their own leads through our proven lead generation system

This system provides access to high‑intent “A” leads

This role requires a financial investment in leads, licensing, and business setup

We teach you how to work the system profitably
, but ownership and responsibility stay with you.

This opportunity is ideal for individuals who have:

• Strong critical thinking and problem‑solving skills
• A high work ethic and personal accountability
• A deep desire for financial growth and independence
• Coachability and the ability to follow proven systems
• Emotional maturity and professionalism when working with families

Full‑time only

No part‑time, side gigs, or divided focus

Willingness to treat this as a real business
, not a temporary role

• Proven systems and structured training
• Access to high‑quality carriers and lead sources
• Clear income path for motivated producers
• True ownership over your schedule, income, and growth

If you’re ready to build—not clock in—and you’re willing to invest in your future, we’d love to connect.