Sr AI Java Engineer

Your Opportunity

We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s). This role is expected to be in the office 4 days a week.

We are seeking a Senior AI Java Move Money Engineer to play a pivotal role in building and evolving the technology that powers Client's Move Money platforms.

In this role, you will operate as a technical leader who is both deeply hands on and strategically minded, owning the delivery of new capabilities and critical roadmap enhancements on a large-scale initiative.

You will immerse yourself in our Java / Spring Boot ecosystem, applying modern engineering practices and tools (including Git Hub Copilot) to build high quality, scalable, and resilient software solutions. As a senior AI engineer, you will guide implementation decisions and help accelerate the build out of platforms while ensuring they remain secure, extensible, and well positioned for future growth. In addition to core technical leadership, this role is expected to push the envelope on how AI assisted development and emerging AI capabilities are thoughtfully applied within our engineering practices.

We are seeking an engineer with experience in AI-driven software development, a strong understanding of regulatory requirements in banking, and a proven track record of implementing practical AI solutions to enhance productivity and system quality.

You will partner closely with product owners, architects, and engineering peers to translate business strategy into technical solutions-mentoring engineers, shaping standards, and leading delivery across high impact initiatives that provide key capabilities to clients across a diverse range of businesses at Schwab.

If you are motivated by owning complex technical problems, influencing architecture at scale, and serving as a technical standard bearer within a collaborative financial services environment, this role offers the opportunity to make a lasting impact while continuing to grow your career as a senior individual contributor.

To ensure that we fulfill our promise of "challenging the status quo," this role has specific qualifications that successful candidates should have:

- Bachelor's or Master's degree in Computer Science, Information Technology, or a related field, or equivalent practical experience demonstrating deep technical leadership and system design expertise.

- 7+ years of experience designing, developing, and delivering large scale, distributed software systems, with deep hands on expertise in Java, Spring, and Spring Boot, including REST based APIs supporting high volume, high availability transactional environments.

- Demonstrated experience leading solution design and architectural decisions for complex, multi system initiatives-translating ambiguous business and regulatory requirements into scalable, resilient, and secure technical solutions.

- 5+ years of experience working with cloud native architectures, including containerized microservices, service orchestration, and distributed system integration in public or hybrid cloud environments.

- 7+ years of experience building and evolving CI/CD pipelines and deployment automation, using tools such as Git Hub, Git Lab, Bamboo, or equivalent, with a focus on reliability, repeatability, and operational rigor.

- Strong experience designing and enforcing automated testing strategies (unit, integration, and acceptance testing), balancing speed of delivery with long term system quality and maintainability.

- Proven experience working with distributed and relational data stores such as PostgreSQL, MS SQL Server, DB2, Aerospike, or similar technologies in complex transactional systems.

- Experience designing and operating event driven and messaging based architectures, using technologies such as Kafka, RabbitMQ, or equivalent, particularly in low latency or high throughput environments.

- Demonstrated experience implementing authentication and authorization mechanisms using

- industry standards such as OAuth, SAML, or related security frameworks.

Responsibilities include:

- Provide technical leadership and hands on delivery for large, cross cutting initiatives across Client Bank Move Money platforms.

- Own solution design and architectural decisions for complex, multi system workflows spanning the entire payment lifecycle and across multiple payment networks and downstream integrations-ensuring solutions are scalable, secure, resilient, and aligned with long term platform strategy.

- Partner with product, architecture, and business stakeholders to translate roadmap initiatives and regulatory considerations into pragmatic technical approaches; influence scope, sequencing, and design tradeoffs to maximize business and technical outcomes.

- Act as a technical standard bearer within the…