Business Banking Officer II

Job Overview

We are looking for a Business Banking Officer to actively pursue and nurture business relationships for NBH Bank, offering a full range of banking services with an emphasis on loan and deposit products, especially government‑guaranteed SBA loans.

• Actively pursue and maintain business relationships for NBH Bank.
• Provide a full range of banking services with an emphasis on loan and deposit products, aiming to earn 100% of the client’s relationship.
• Focus on government‑guaranteed loans, primarily SBA 7a and 504, collaborating with the SBA department on production, pipeline, and closings.
• Proactively call on clients, prospects and referral sources to ensure maximum results.
• Acquire, expand, and retain business banking relationships, emphasizing deposit, treasury and lending growth.
• Participate in community and business functions to promote a positive bank image and build referral contacts.
• Achieve specific sales and services goals individually and help lead the banking center’s quarterly and annual objectives.
• Work with staff to develop and implement individual goals against established standards.
• Critically review, analyze and structure business loans and monitor portfolio performance.
• Manage relationships with business partner entities to ensure cross‑sales, maintain service quality and ensure client satisfaction.
• Identify market trends that may impact client business and develop solutions to further partnership opportunities.
• Create, train, and coach a high‑performing sales team with the goal of serving clients’ total financial needs.

• Bachelor’s degree in Business Administration or an equivalent combination of education and work experience.
• 5+ years of successful commercial or small business lending experience.
• 5+ years of banking experience.
• 5+ years of successful business‑to‑business development experience.
• Knowledge and understanding of SBA products, standard operating procedures, forms and documents, and eligibility requirements.

• Master’s degree or equivalent combination of education and work experience.
• 7+ years of successful commercial or small business lending.
• 9+ years of banking experience.
• Completion of a bank training or formal credit training program.
• Strong credit background with ability to analyze financial statements, underwrite loans, and prepare loan presentations for approval by credit committees.
• Strong oral and written communication skills with the ability to clearly and concisely articulate issues.
• Ability to think creatively, meet challenges with resourcefulness.
• Strong interpersonal skills with the ability to build peer and/or team cohesiveness.
• Ability to work effectively in a collaborative environment.
• Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
• Proficiency in MS Office applications including Outlook, Word, Excel and PowerPoint.

• Insurance coverage
• 401(k) retirement plan
• Associate stock purchase program
• Paid time off
• Associate banking perks

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function should contact Human Resources.

The Bank's policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug‑free workplace.