Affordable Housing Mortgage Lender; CRA

Nevada State Bank, a division of Zions Bancorporation, N.A., was founded on Dec. 9, 1959 by 12 businessmen full of Nevada’s pioneering spirit. As a full‑service bank we offer a complete range of consumer, private, and business banking services. Our colleagues regularly volunteer in their communities and have been dedicated to helping make Nevada a better place to live for more than 60 years.

By embracing the bank’s Core Values of extraordinary service, adaptability, teamwork, communication, development, accountability, community, and respect we have built a culture of service and engagement. We have a commitment to career development through tuition reimbursement and continuous learning opportunities, in addition to other competitive benefit offerings. We offer medical benefits on day one, 401(k) matching, and paid holidays. With a strong commitment to inclusion we provide several colleague‑led business resource forums open to all employees to share and value diverse cultures, viewpoints and experiences.

At Nevada State Bank, we truly believe that it matters WHO you work with.

We are looking for a CRA Residential Mortgage Lender to provide top‑notch customer service to our clients and customers. If you are passionate about being part of a community, a team player, and helping others reach their financial goals, we are interested in speaking with you!

• Solicit and originate residential CRA home loans and develop mortgage business for the bank through previous contacts, relationships and referrals from real estate agents, builders, developers, and branches.
• Ensure compliance with regulatory guidelines in the performance of loan originator duties.
• Assist customers with information about loan types and interest rate options, lock interest rates as requested by the customer, prepare and send initial disclosures to customers, and submit information to automated underwriting software.
• Ensure any re‑disclosures are made timely, may order appraisals through the system, arrange for title search and obtain necessary documents.
• Communicate with the customer throughout the process and work with processors through closing.
• Develop and maintain internal relationships to drive cross‑sell opportunities for other bank products.
• Develop financial responsibilities that are focused on creating and maintaining mortgage and residential construction loans.
• Other duties as assigned.

• Requires a four‑year college degree and 2+ years of CRA and residential mortgage lending origination experience, preferably 5+ years in a production environment, including residential construction or other directly related experience. A combination of education and experience may meet requirements.
• Advanced knowledge of residential CRA, construction and/or mortgage lending, processing, credit analysis and mortgage regulations.
• Knowledge of reporting, regulatory and compliance requirements.
• Broad knowledge of mortgage loan products, secondary market, and underwriting guidelines. Proven sales experience and track record of achievement of sales.
• Excellent communication, interpersonal and organizational skills.
• Working knowledge of federal, state and local regulatory mortgage lending requirements.
• Ability to work with various types of computer software—word processing, spreadsheets, etc.

• Medical, Dental and Vision Insurance—START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
• Health Savings Account (HSA), Flexible Spending Account (FSA) and dependent care accounts.
• Paid Training, Paid Time Off (PTO) and 13 Paid Holidays (includes Nevada Day & Family Day).
• 401(k) plan with company match, Profit Sharing and competitive compensation in line with work experience.
• Mental health benefits including coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees.
• Employee Ambassador preferred banking products.

This position is eligible to earn a base salary in the range of $12.00–$25.00 hourly depending on job‑related factors such as level of experience and location.
plus commission.