Associate Loan Originator, NE

Responsibilities

• Markets and promotes Prime Lending’s financial products.
• Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
• Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator.
• Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
• Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
• Collects and analyzes information regarding the customer’s income, assets, investments or debts.
• Schedules appointments with potential customers for the team.
• Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
• Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicates loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
• Negotiates terms and conditions of loans with customers.
• Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
• Maintains a professional image and adheres to standards consistent with company policies and procedures.
• Meets customer service standards as outlined by management.
• Other functions as needed.

• High school diploma or equivalent and appropriate licenses as required by state.
• Valid driver’s license and current automobile liability insurance.
• A minimum of 6 months loan originator experience required.
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders and appraisers.
• Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
• Ability to quickly assess and process large amounts of data and use appropriate AU software technology.
• Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
• Continue to expand knowledge of issues influencing the industry and the organization.
• * In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status.