Originations Operations Strategy Analyst

Originations Operations Strategy Analyst

American Credit Acceptance will not provide sponsorship for employment-based visas or immigration benefits for this position. Applicants must be legally authorized to work in the United States without requiring immigration sponsorship now or in the future.

The Strategy Analyst is responsible for driving data-informed decision‑making across the organization. This role combines analytical rigor, business insight, and cross‑functional collaboration to evaluate performance, identify opportunities, and implement strategies that enhance financial and operational outcomes.

This position works closely with senior leadership and key stakeholders to translate complex data into clear recommendations that influence business direction and measurable results.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Recommend changes to business strategy to key stakeholders including senior management, lead the implementation of these changes, monitor outcomes against expected results, and refine models or strategies in case expectations are not met.
• Identify areas of underperformance in complex business scenarios, analyze customer behavior against business outcomes, translate insights from these analyses to actionable business insights by evaluating alternative solutions.
• Apply mathematical techniques, statistical analysis, simulation, and optimization methods to analyze business problems and recommend solutions.
• Implementing business strategies by partnering with development teams.
• Prepare daily, weekly, and monthly reports for management and investors.
• Analyze operational or management reports or records.
• Analyze originations strategy results and recommend operational changes to enhance the business.
• Identify financial risks and opportunities to company.
• Implementing data collection strategies, ensuring data quality, and preparing data for analysis.
• Analyze financial data.
• Perform other tasks as assigned.

• Bachelor’s Degree in an analytical field such as Mathematics, Finance, Economics, etc. required.
• Experience solving problems, communicating with a focus on business outcomes.
• Excellent project management skills with high attention to detail.
• Must enjoy working in a fast‑paced, dynamic environment where every day presents unique challenges and opportunities.
• Must be a highly motivated team player with a winning attitude, passion for making all things measurable, focused on developing solutions and executable strategies, and possess a strong drive to succeed.
• Must have the willingness and desire to work extra hours when required to complete the job.
• Must appreciate and thrive in an environment where defined priorities, self‑direction, and autonomy are required.
• Must have superior computer skills including familiarity with data management tools (including development and maintenance) for example Python, SQL, and Excel.
• Ability to clearly explain technical and analytical information (verbally, written and presentation form) and summarize for key stakeholders.
• Proven presentation skills, business acumen, and ability to effectively communicate across functions.

This position has no supervisory responsibilities.

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

This is a full‑time position. Days of work are Monday through Friday. The daily schedule may vary from 8 am to 5 pm or 9 am to 6 pm. Hours may vary or exceed 40 in any given week depending on the needs of the business.

Up to 10% travel may be required for this position.

EEO Statement ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non‑discrimination in employment in every location in which the company has facilities.

As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice .