Legal Analyst

Location:
Spartanburg, SC | Full-Time | Fully Onsite

Take your career to the next level with American Credit Acceptance (ACA). We're seeking a Legal Analyst to join our Legal Department, where you'll play a key role in supporting legal operations, transactional matters, contracts, regulatory initiatives, and law change management.

Whether you're a seasoned legal support professional or bring transferable expertise from another professional environment, this is an opportunity to apply your knowledge and judgment to make a meaningful impact in a dynamic, high-growth setting.

• Respond to internal and external legal inquiries, including subpoenas and regulatory requests.
• Conduct in-depth legal research and analysis on federal and state laws impacting consumer finance.
• Track and summarize legislative and regulatory changes to support ACA’s Law Change Management program.
• Draft, review, and edit legal documents, memos, and internal communications.
• Support legal operations by improving processes, organizing legal data, and managing documentation workflows.
• Collaborate with cross-functional teams to ensure legal compliance and operational efficiency.
• Maintain flexibility and assist with other duties as assigned.

• 2+ years of demonstrated experience in a paralegal, legal operations, administrative, or legal support role (consumer finance and law firm experience a plus).
• Bachelor’s or Associate's degree in legal studies, paralegal studies, or a related field (Paralegal certification preferred).
• Strong business judgment and intuition, supported by exceptional research and analytical skills with meticulous attention to detail.
• Excellent written and verbal communication abilities.
• Proficiency in Microsoft Office applications (advanced knowledge of PowerPoint and Excel) and legal research tools.
• A proactive mindset with a passion for process improvement and problem-solving.
• Confident in setting goals, identifying solutions, taking initiative, and overcoming obstacles to achieve success; demonstrates willingness and ability to thrive in an environment that is evolving.
• Receptive to feedback and directions, with strong organizational discipline and the ability to effectively prioritize and manage competing deadlines.

At ACA, we’re more than just an auto finance company—we’re a mission-driven organization helping people access reliable transportation. Our Legal Department is a collaborative, high-performing team that values curiosity, precision, and continuous learning.

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

You are not officially considered an applicant unless you have completed an employment application in ACA’s online applicant tracking system, Jobvite.