Senior Loan Officer

Company Description

STCU is a growing regional organization rated one of the top-performing credit unions in the nation, and named as one of Fortune Magazine’s Great Places to Work. We look for employees who have a strong desire to serve others, are lifelong learners committed to working hard, with a fun-loving attitude and a desire to make a difference in our members’ lives.

We love people who share our passion for integrity, service, innovation, education, people, and celebration.

• Paid time off plus 10 paid holidays
• Medical, dental, vision and life insurance
• Flexible schedules and remote‑work opportunities
• Training and career development
• Success sharing plan
• 401(k) matching contributions
• Tuition reimbursement

A Senior Home Loan Officer is responsible for performing high volume, accurate and timely Real Estate lending functions, including government loans (FHA/VA), in alignment with STCU loan standards and procedures. This position also provides training, mentoring and support to other Home Loan Officers.

• Interview and process first mortgage loan applications, ensuring accurate information.
• Evaluate loan applications, credit reports, title reports, appraisals, inspections and supporting documentation; making mortgage loan recommendations while conforming to guidelines of STCU policies and/or secondary market guidelines.
• Set clear expectations with members on timelines, loan conditions and closing dates.
• Develop working knowledge of Government (FHA/VA) lending guidelines and procedures.

• Deliver quality service to members in order to develop and nurture real estate relationships and increase referrals.
• Develop and maintain relationships with branch employees, as well as business partners for training on real estate products and referral development.
• Attend all closing meetings for purchase transactions.
• Take ownership of issues by acting as the member’s advocate. Follow through on all commitments.
• Achieve a high level of efficiency in real estate transactions to meet the member’s needs and maximize production.
• Provide members with solutions to financial needs recommending appropriate STCU products and services.
• Identify and coordinate opportunities with other departments maximizing their expertise to fulfill corporate objectives and extend financial aid.

Knowledge,

Skills and Abilities

• A minimum of five years mortgage lending experience in a financial services environment. This includes knowledge of mortgage terms, title insurance, and required mortgage processing procedures.
• Previous experience in mentoring, training, and/or coaching strongly preferred.
• National Mortgage Licensing System and Registry (NMLS) registration under the terms of the SAFE Act of 2008 is required.
• Ability to acquire and maintain knowledge of Government (FHA/VA) lending guidelines and procedures.
• Proficient knowledge of MS Office programs including Outlook, Word and Excel.

• Must be able to regularly talk, hear, see and operate a computer keyboard and mouse.
• Occasionally lift, pull/push, and carry up to 10 pounds.

• Exposure to constant or intermittent sounds at a low or moderate level consistent with an office setting.
• Exposure to high-stress, fast-paced, deadline-oriented environment.

Please review our website for more information u.org/careers.

STCU does not discriminate based on race, color, sex, pregnancy and related conditions, sexual orientation or gender identity, national origin, religion, age, equal pay, disability or genetic information.  to review the EEOC Know Your Rights:
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Equal employment opportunity, including veterans and individuals with disabilities.