BSA​/AML Manager​/Team Leader

Company Overview

Take a leap and join our team! At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. We thrive on collective compassion and commitment to empowering our communities, which makes us succeed. We know we go further when we go together.

The BSA/AML Manager/Team Leader is responsible for monitoring and assessing adherence to all local, state, and federal regulations, focusing on the Bank Secrecy Act (BSA), USA Patriot Act, money laundering, Customer Due Diligence, and the Office of Foreign Asset Control (OFAC) regulations. The position manages and leads the BSA/AML team, identifies emerging money‑laundering and terrorist‑financing threats, and improves processes to build a stronger defense.

It plays a key part in developing, implementing, and managing policies and controls to detect, prevent, and mitigate financial‑crime risks and supervises team members and projects.

• Manage Bank Secrecy Act functions for the credit union by overseeing day‑to‑day BSA activities, performing appropriate independent decision making, and reporting issues to the supervisor.
• Support the BSA/OFAC Officer in ensuring the proper execution of the BSA/AML/OFAC Program. Collaborate with the BSA/OFAC Officer continuously on strategic planning priorities.
• Conduct BSA risk assessment across business units, identify changes in risks and update BSA/OFAC risk profiles accordingly.
• Maintain and update BSA/AML/CFT/OFAC policies, procedures, and risk assessments as needed.
• Develop and execute requirements and reporting of the annual AML/BSA risk assessments.
• Conduct compliance reviews to identify potential areas of risk related to BSA, AML, and OFAC compliance and develop strategies to mitigate these risks.
• Manage and implement requisite AML technology to further automate and strengthen the control environment.
• Strategically collaborate and consult with peers, colleagues, and mid‑to senior‑level managers to identify current and emerging risks associated with business activities and operations, and provide guidance in interpreting, developing, and implementing risk‑mitigating strategies.
• Make decisions in complex and multifaceted situations requiring solid understanding of the business’s functional area or products, operations, and regulatory environment; facilitate decision‑making and issue resolution, and support implementation of developed solutions and plans; influence and lead key business partners to meet deliverables and drive new initiatives.
• Lead and participate in complex BSA/AML projects and initiatives with broad impact which are designed to mitigate current and emerging business risk issues and concerns; act as key participant in large‑scale, cross‑functional planning for the business.
• Keep abreast of changes in applicable state and federal laws, regulations, and rules impacting BSA/AML/OFAC areas and alert the supervisor of all changes and the potential impact to the Credit Union.
• Keep supervisor informed of key operating issues affecting regulatory issues and departmental performance.
• Assist VP of Compliance with developing policies and procedures to ensure activities are conducted in compliance with applicable laws, regulations, and rules.
• Perform a variety of routine daily tasks; review reports and prepare correspondence. Utilize information systems as they relate to the needs, requirements and issues pertaining to regulatory compliance in areas assigned. Monitor compliance, activities, and reports with respect to areas of assigned responsibilities.
• Participate in special and ongoing department projects as requested.
• Act as BSA compliance resource for the Credit Union.
• Ensure that BSA team members are trained in all BSA Compliance functions, and provide select regulatory training for other team members.
• Assist with compliance audits and examinations as needed. Communicate and coordinate Credit Union response to regulatory changes, helping to assure compliance with changing regulations.
• Perform other job‑related duties as assigned by the VP of Compliance.
• Perform all duties…