Head of Business Insurance Product Development

Head of Business Insurance Product Development

We are Farmers!

We are… more than just your favorite commercials. At Farmers, we strive to deliver peace of mind to our customers by providing protection and comprehensive advice and delivering in the moments of truth. That means having people who can help us meet changing customer and business needs. Farmers high-performance culture is focused on results and the people who achieve them. We hold ourselves and others accountable for sustainably growing the business and each other.

We seek solutions, own our actions, and grow through discomfort. We see setbacks as opportunities while continuously asking ourselves how we impact our customers.

Farmers is an award winning, equal opportunity employer, committed to the strength of an inclusive workforce. We are dedicated to supporting the well‑being of our people through our extensive suite of benefits, as well as the well‑being of the communities we serve through employee volunteer programs and nonprofit partnerships. Helping others in their time of need isn’t just our business – it’s our culture!

To learn more about our high-performance culture and open opportunities, check out  and be sure to follow us on Instagram, Linked In, and Tik Tok.

Farmers believes in a culture of collaboration, creativity, and innovation, which thrives when we have the ability to work flexibly in a virtual setting as well as the opportunity to be together in person. Our hybrid work environment combines the best of both worlds with at least three (3) days in office and up to two (2) days virtual for employees who live within fifty (50) miles of a Farmers corporate office.

Applicants beyond fifty (50) miles may still be considered.

Responsible for development and execution of strategies and initiatives to achieve profit and growth objectives for the Commercial lines of business including multi peril, property, commercial auto, workers compensation and umbrella lines of business. This includes product road map, coverage depth, industry knowledge, regulatory and compliance, innovation, rate structure, and competitor analysis.

This role is responsible for catastrophe exposure management and represents Business Insurance in the enterprise Exposure Management Committee.

Responsible for the development of new sophisticated product features and capabilities driving property and commercial multi-peril and casualty product growth and profitability for Business Insurance. CMP and casualty are inclusive of packaged property, liability, professional lines of business and commercial auto, workers compensation and umbrella.

• Accountable for strategic product development of casualty, CMP and property; aligning appetite and eligibility with product coverages, product structure, innovation, and execution through the platform.
• Monitors product performance by market and develops action plans to enable profitable growth.
• Accountable for development of product enhancements and new product offerings.
• Accountable for managing the agile process from the business perspective to build minimum viable products for agents and underwriters to sell.
• Accountable to monitor book and industry trends and make corrective changes as required to maintain growth and profit positions.
• Analyses product mix and design to gain a competitive advantage and drive product growth.
• Line of business expert on commercial auto, workers compensation, umbrella, CMP and Property product related inquiries.
• Defines sub-limits, early warning tests, and observation points for products major peril regions. Monitors the results and makes proposals to mitigate potential risk of breaching the limit to the Exposure Management Committee.
• Maintains the framework to manage risk exposure on gross of reinsurance basis.
• Coordinates exposure activities among the business units and functions.
• Resolves capacity disputes within Personal Lines and Business Insurance. Submits capacity disputes to the Exposure Management Committee for resolution if agreement cannot be reached.
• Develops and delivers change management efforts for the introduction of new or enhanced products. This…