HUD Certified Counselor

Position: HUD Certified Housing Counselor
Are you passionate about helping individuals and families achieve financial stability and the dream of home ownership? Join SNAP as a HUD Certified Housing Counselor, where you'll make a meaningful impact by helping first-time home buyers navigate the path to purchasing their first home, providing foreclosure prevention counseling, and empowering clients with the knowledge and resources they need to  this rewarding role, you'll provide one-on-one housing counseling, develop personalized action plans, and teach engaging First-Time Homebuyer Education classes that equip future homeowners with the confidence and tools to make informed decisions.

If you're looking for meaningful work, outstanding benefits, and the opportunity to help families build brighter futures through home ownership, we'd love to hear from you.

Open until filled

Starting salary for this position is $23.26-$26.01 per hour DOEFull salary range is $23.26- $36.53 per hour Benefits include medical, dental, life, LTD, PTO and 403(b)

Position Summary:

Provides counseling services for homeowners and prospective homeowners in accordance with HUD regulations and Agency policies and procedures. Services include mortgage default and foreclosure prevention counseling, pre-purchase counseling and homebuyer education. Monitors case outcomes, maintains appropriate documentation, and prepares related reports.

Principle Duties and Responsibilities:

1. Provides foreclosure prevention counseling to delinquent homeowners, including assessing financial circumstances, developing case plans and budgets, explaining resolution options, communicating with mortgage servicers, providing referrals, and conducting follow-up to support case resolutions.
2. Provides housing counseling services to prospective home buyers, including assessing client needs, developing individualized action plans and household budgets, providing education and referrals to community resources, and conducting ongoing follow-up to support clients in achieving home ownership goals.
3. Coordinate, prepare and teach homebuyer education courses.
4. Completes detailed case notes for each client contact and service provided.
5. Makes eligibility determinations for various loans and programs.
6. Provides preliminary counseling and assists with loan processing services for Agency administered loan programs that do not create a conflict of interest.
7. Maintains up-to-date referral resources handbook to provide clients with accurate and appropriate referrals to resources.
8. Monitors case outcomes, maintains file systems, and enters data. Maintains accurate statistics and documentation necessary for administering programs, measuring program outcomes, and meeting funding requirements. Compiles reports for various funding sources.
9. Participates in program, division, and agency-wide meetings and committees. Coordinates services with other agencies and organizations as needed.
10. Works with coworkers and volunteers to promote a positive, respectful, and productive work environment, while protecting client confidentiality and dignity.
11. Completes assigned tasks and performs related duties as assigned or as the situation dictates.
12. Always provides excellent customer service as well as helps to grow the customer service culture within the agency.

Requirements:

Education and Experience

Required:

BA degree and 3 years of experience that demonstrates the required knowledge, skills, and abilities for this position, including experience within the housing industry. Additional experience may be substituted year-for-year for education requirement.

Preferred: BA degree and 5 years of experience in the mortgage or consumer lending industry. Experience in a social service or other related setting.

Knowledge, Skills, and Abilities Ability to empathize with and advocate for low-income and vulnerable people, and to maintain confidentiality with personal information

Understanding of mortgage lending, underwriting, and loan processing

Knowledge of HUD programs including loss mitigation, first-time homebuyer programs and Home Equity Conversion Mortgages Knowledge of the foreclosure process, time frames and remedies

Ability to…