Data Scientist - Senior

Established in 2021,
Independence Pet Holdings is a corporate holding company that manages a diverse and broad portfolio of modern pet health brands and services, including insurance, pet education, lost recovery services, and more throughout North America.

We believe pet insurance is more than a financial product and build solutions to simplify the pet parenting journey and help improve the well‑being of pets. As a leading authority in the pet category, we operate with a full stack of resources, capital, and services to support pet parents. Our multi‑brand and omni‑channel approach includes our own insurance carrier, insurance brands, and partner brands.

IAIC (Independence American Insurance Company) is IPH’s carrier organization, responsible for actuarial pricing, indications, and insurance‑driven insights into portfolio performance. The Data Science team within it ensures IAIC and IPH remain at the forefront of actuarial and pricing sophistication by evaluating new data sources, developing advanced analytical techniques, and delivering predictive insights that drive better‑informed business decisioning.

We are seeking a highly experienced Senior Data Scientist to join this team. This role is an individual contributor who leads complex data science initiatives, develops and maintains advanced predictive models, and partners closely with actuarial, business, and data teams. The Senior Data Scientist serves as a technical leader on projects such as developing new rating variables and interactions, exploring novel modeling approaches to understand customer behavior, and supporting pricing, conversion, and retention analytics.

This role plays a key part in shaping the direction and best practices of the R&D group, mentoring other data scientists, and strengthening the analytical culture across IPH.

• Remote or Hybrid (United States)
• Chicago, IL | New York, NY | Scottsdale, AZ | Cleveland, OH

• Develop, enhance, and maintain predictive models (e.g., GLMs, machine learning, ensemble approaches) to support pricing, segmentation, and performance forecasting while balancing regulator considerations.
• Lead exploratory data analysis to evaluate relationships between data elements and insurance processes, including pricing, conversion, retention, and risk segmentation.
• Apply advanced statistical techniques to identify key drivers of sales, retention, and profitability, and forecast expected outcomes.
• Translate complex technical findings into clear, actionable insights for both technical and non‑technical audiences through presentations, reports, and visualizations.
• Perform advanced root cause analysis using complex SQL and analytical techniques to investigate data inconsistencies and system issues; collaborate with Data Engineering and Business Units to resolve findings.
• Design, implement, and maintain scalable data pipelines to collect, process, and integrate structured and unstructured data from internal systems and external data sources.
• Lead data science projects end‑to‑end, owning analytical scope, methodology, timelines, and deliverables. Serve as a technical lead on larger, cross‑functional initiatives.
• Create and maintain dashboards and reporting solutions (e.g., Power BI) to monitor key metrics such as rate level, risk segmentation, retention, and portfolio performance.
• Mentor and develop analytics talent within the team and across the organization.
• Stay current on industry trends, emerging technologies, and advancements in data science, analytics, and actuarial science.

• Graduate degree in Statistics, Mathematics, Actuarial Science, Data Science, or related quantitative field and 2+ years of experience in a data science or analytical role OR 5+ years of progressive experience in a data science or analytical role.
• Strong proficiency in Python, SQL, R, or other statistical programming languages for data manipulation, modeling, and analysis.
• Strong foundation in statistical modeling and machine learning, with the ability to interpret and clearly communicate model results.
• Ability to manage multiple priorities and projects in a fast‑paced environment, both…