Mortgage Loan Underwriter

Mortgage Loan Underwriter (Senior Level Candidates Encouraged to Apply) Western Massachusetts Area Hourly Position: 40 hours per week Full-Time | On-Site During Initial Training, Then Hybrid

Are you an experienced Mortgage Loan Underwriter looking for an opportunity where your expertise can make a meaningful impact?

Our client, a well-established financial institution, is seeking a Mortgage Loan Underwriter who combines strong technical underwriting skills with a collaborative, team-oriented approach. This is an excellent opportunity for someone who enjoys evaluating a wide variety of loan products, making sound credit decisions, and partnering with colleagues to help borrowers achieve their home ownership goals.

• Review and underwrite residential mortgage and consumer loan applications
• Analyze credit, income, assets, liabilities, and collateral
• Issue approvals, denials, and loan commitments within established authority
• Ensure compliance with lending guidelines, policies, and regulatory requirements
• Review appraisals and supporting documentation for accuracy and completeness
• Partner with loan originators and processors to improve loan quality and streamline the lending process
• Manage a consistent pipeline while meeting service and turnaround expectations
• Support secondary market activities, including pricing, commitments, and loan delivery

• Minimum of 2 years of mortgage underwriting experience
• Associate's degree in Business or related field, or equivalent experience
• Experience underwriting a variety of residential loan products, including conventional, FHA, Mass Housing, construction, and other specialized mortgage programs
• Strong knowledge of mortgage lending guidelines and regulations
• Excellent analytical and decision-making skills
• Strong attention to detail and organizational abilities
• Ability to manage multiple priorities and deadlines effectively
• Professional communication skills and a collaborative, team-oriented approach
• Someone who values relationship building, contributes positively to company culture, and enjoys working closely with colleagues across departments

• Competitive hourly compensation (based on experience)
• Hybrid schedule after initial training period
• Medical, dental, vision, and additional insurance benefits
• 401(k) with company match
• Generous paid time off
• Stable, team-oriented work environment
• Opportunity to join a respected organization committed to both employee and customer success

If you're looking for a long-term opportunity where your underwriting expertise will be valued and your contributions will make a difference, we'd love to hear from you!