Credit Analyst III – Regional Commercial Banking

Responsibilities

• Conducting in-depth industry and financial analysis of existing and potential borrowers
• Comprehensive underwriting for both new and existing clients
• Monitoring financial covenants and interim trends
• Collaborating closely to support the Lending and Credit functions within the Bank
• Analyzing financial statements and assessing credit risk
• Participating in Customer meetings for detailed inquiries
• Preparing insightful and timely approval memorandums

• 4 year degree or equivalent experience
• 3+ years related experience required
• Demonstrates knowledge of credit and financial analysis techniques
• Strong understanding of loan risk factors
• Demonstrates ability to gather, consolidate, analyze and summarize data for commercial credit relationships
• Effective time management skills
• Excellent written and oral communication skills
• Well developed research and analytical skills
• PC skills with proficiency in word processing and spreadsheet software
• Ability to maintain confidentiality of credit and Customer information
• Excellent interpersonal skills and a team orientation
• Ability to coach, train and lead junior staff in credit and financial analysis techniques