Hybrid Credit Analyst in Springfield

Hybrid Credit Analyst Location

• Springfield, MA

• Full Time Hours
  • Monday – Friday 8:00am – 5:00pm

• Analytical skills, Problem‑solving skills, Judgement skills. Ability to prioritize work in a fast‑paced high‑volume environment while maintaining accuracy and turn‑around times. Ability to stay focused.
• Works with Loan Officer on New Loan requests including but not limited to an initial financial analysis and obtaining a complete financial package to prepare, summarize, present facts, and offer opinions concerning credit worthiness of commercial customers; reviews and analyzes criteria to assign an overall risk to credit.
• Coordinate with Loan Officers to assist in collection of financial information from portfolio customers.
• Analyzes and reviews data on new loans as well as portfolio loans, reviews for signs of credit issues.
• Monitors annual review/renewal process including file comments and loan presentations for assigned credit requests.
• Maintains and tracks, and reports on Banks policy exceptions.
• Assists in timely completion of Annual Reviews throughout the portfolio, including working with Loan Servicing to update existing NOIs, and DSCR upon review.

• Minimum of 3 years' experience in commercial credit or public accounting.
• Bachelor's degree in Accounting, Finance, Business, or related field.
• Strong knowledge of commercial loan documentation; working knowledge of banking laws and regulations relating to the documentation and servicing of loans.
• Excellent organizational, verbal, and written communication, and computer skills, including proficiency in Microsoft Word and Excel.
• Excellent customer service skills with a high degree of professionalism and positive demeanor.
• Strong organizational skills with the ability to prioritize a multitude of assignments.
• Excellent oral and written communication skills.

• $35 - 40/ hour – Depending in Experience

Pay Statement and Pay Transparency Laws: rate of pay listed is on a per hour basis. You will be entitled to health insurance once employed for 60 days and you must work 30 hours per week, on average, per month to enroll and maintain health insurance through Complete Staffing Solutions. Once both qualifiers are met you must complete the enrollment packet and your benefits will start on the first of the subsequent month.

It is our policy to provide equal employment opportunity to all individuals regardless of veteran status, ancestry, or any other legally protected class. We are committed to a diverse workforce. We value all employees' talents and support an environment that is inclusive and respectful. We are strongly committed to this policy, and believe in the concept and spirit of the law.