Loan Processor

Job Details

Job Location:

First Midwest Bank of Dexter Springfield, Mo.

- Springfield, MO 65804

Position Type:
Full Time

Processes applications of individuals applying for loans and credit by performing the following duties.

• Accepts and processes payments on loans.
• Keeps record of applications for loans and credit.
• Computes interest and payments.
• Provides customer credit information or rating on request to retail stores, credit agencies, or banks.
• Advises customer by phone or in writing about loan information.
• Balances loans daily for Dexter and all branches.
• Enter new loans and extensions daily on Jack Henry system for Dexter.
• Answers customer phone calls, inquiries and research on the loans.
• Answers incoming calls.
• Processes maintenance on loan system for Dexter and all branches.
• Processes participation draws and payments.
• Prints, mails and calls companies to obtain insurance for Dexter loans and scans insurance daily to Collateral Protection Insurance Company.
• Draws on loans for customers.
• Maintains and balances cash drawer.
• Researches loan error and makes corrections for Dexter and all branches.
• Scans new Dexter loans to Efile.

This job has no supervisory responsibilities.

High school diploma or general education degree (GED); or one to three months related experience and/or training; or equivalent combination of education and experience.

Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.

Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.

Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations.

To perform this job successfully, an individual should have knowledge of Database software;
Internet software;
Spreadsheet software and Word Processing software.

• Current Drivers License

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel;

reach with hands and arms and talk or hear. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.