Loan Servicing Specialist

FLSA Status Non-Exempt

Job Summary In search of a highly motivated, forward-thinking individual to join our rapidly growing loan-servicing department. The Loan Servicing Specialist supports the day-to-day servicing of consumer, mortgage, and home equity loans while delivering responsive service to customers, internal teams, investors, and third parties. This role performs a variety of loan servicing functions, including account maintenance, escrow monitoring, payoff processing, insurance claims, loan documentation, and research.

The ideal candidate is highly organized, adaptable, and detail-oriented, with the ability to manage changing priorities while ensuring accuracy, compliance, and a positive customer experience.

Job Duties Responds to internal and external operation requests via email and phone, including early phases of delinquency.

Responds to customer, investor, or other 3rd party inquiries. Completes any necessary research and retains documentation in accordance with established guidelines.

Monitors and analyzes various escrow accounts including PMI, taxes, flood and hazard insurance.

Process insurance loss claims for customers.

Performs new loan review and daily maintenance for Consumer, Mortgage and Home Equity Loans.

Calculates and prepares payoff statements, verifications and discharges.

Prepares and/or records, if necessary, various documents that may include subordinations, modifications, or change in terms agreements.

Performs a variety of other duties as assigned.

Adheres to all Federal and State laws and regulations, including the Bank Secrecy Act.

Other duties as assigned.

Essential Functions To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed in this job description are representative of the knowledge, skills, and abilities required. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions of the position.

Qualifications Education Minimum  education requirement:
High school diploma or GED equivalent.

Experience Two to five years previous mortgage servicing, or loan operations required, including time spent in preparatory positionsICE (MSP) experience preferred

Skills

Able to perform at a high level in a fast-paced environment

Possess an aptitude for problem-solving

Exceptional organizational and time management skills

Ability to read and understand loan documents

Proficient computer and Excel skills

Supervised ByLoan Servicing Assistant Manager Supervises None Management  retains the discretion to change this job description at any time.

Dart Bank is a community bank, serving our community since 1925. We specialize in providing financial services, but we are passionate about serving the community and building real relationships with people. Dart Bank provides innovative financial services for both personal and business banking, consumer and mortgage loans, commercial loans and lines of credit, merchant credit card processing, investment services and more.

Our array of products and services and our longstanding history within our communities shows we care about what matters most for our customers and we are there for them for the most important times in their lives. Dart Bank. For What Matters Most.

We offer:

Medical Benefits Dental Vision
401(K) Plan with Employer Matching Employee Stock Ownership Plan (Profit Sharing)
Paid vacation & sick time Flexible scheduling

Employee Assistance Program Dart Bank University Dart Bank is committed to providing equal opportunity in employment, maintaining a diverse workforce, and prohibiting all forms of unlawful discrimination and harassment.

All employment decisions, policies, and practices, in terms of the recruitment process and other conditions and privileges of employment, will comply with applicable federal, state, and local anti discrimination laws. The Company seeks, employs, promotes, and compensates qualified individuals based on ability, as demonstrated by performance and other legitimate nondiscriminatory factors, without regard to race, color, religion, national origin, citizenship, ancestry, sex…