ALM Manager

Job Description

Job Title: Asset Liability Management (ALM) Manager
Department: Finance
Location: Houston, TX
Reports To: CFO

Job Summary:

Nizari PFCU is seeking an experienced Asset Liability Management (ALM) professional to oversee balance sheet strategy, interest rate risk, liquidity management, and capital planning. This role is critical in ensuring the credit union maintains strong financial performance while operating within regulatory and risk management guidelines.

Key Responsibilities:

• Manage and monitor the credit union’s Asset Liability Management (ALM) framework, including interest rate risk, liquidity risk, and capital adequacy.
• Prepare and present ALM reports, dashboards, and recommendations to senior management and ALCO.
• Conduct scenario analysis, stress testing, and interest rate shock modeling to assess balance sheet sensitivity.
• Develop strategies to optimize net interest margin, profitability, and balance sheet structure.
• Monitor investment portfolio performance and recommend adjustments based on market conditions and risk appetite.
• Collaborate with Lending, Finance, and Executive teams to align pricing, growth strategies, and funding plans.
• Ensure compliance with NCUA regulations, internal policies, and industry best practices.
• Support liquidity contingency planning and funding strategies.
• Assist with budgeting, forecasting, and long‑term financial planning.
• Participate in regulatory exams and internal audits related to ALM and treasury functions.

Qualifications & Experience

• Bachelor’s degree in Finance, Accounting, Economics, or related field (Master’s preferred).
• 3–7+ years of experience in ALM, treasury, financial risk management, or banking/credit union finance.
• Strong understanding of interest rate risk modeling, liquidity management, and balance sheet analytics.
• Experience working with ALM software/tools and financial modeling.
• Knowledge of NCUA regulations and credit union financial reporting.
• Advanced proficiency in Excel and financial analysis.
• Professional certifications (CFM, CFA, CPA, or similar) are a plus.

Skills & Competencies

• Strong analytical and quantitative skills
• Strategic thinking and business acumen
• High attention to detail and accuracy
• Excellent communication and presentation skills
• Ability to work cross‑functionally and influence decision‑making
• Integrity, confidentiality, and sound judgment

Why Join Nizari PFCU?

• Be part of a mission‑driven organization serving its community
• Opportunity to play a key role in financial strategy and growth
• Collaborative leadership team and supportive culture
• Competitive compensation and benefits