Fraud Analyst Sugar Land, East Lawn

About the Role

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Full Time Fraud Analyst – Sugar Land, TX, U.S.

External Applicants: Please apply through Prosperity Bank's Career Center at . Applying through any other source may prevent Prosperity from receiving your application.

Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent-Career Center in ADP.
Prosperity Bank is an Equal Opportunity Employer.

The Fraud Analyst is responsible for ensuring conformity and adherence with all applicable state and federal laws and regulations maintaining the Bank's Fraud Program.

• Analyze alerts received from fraud systems and daily, weekly, and monthly reports designed to detect suspicious activity. Identify trends, patterns, and unusual activity, and escalate activity deemed suspicious to case status for further investigation.
• Conduct external investigations or complex problems or situations and provide recommendations and/or solutions.
• Determine scope, timing, and direction of investigations, to include identifying case issues and evidence needed, based on analysis of evidence, complaints, or allegations of law violations. Handle all necessary documentation and required research.
• Prepare correspondence letters and requests for information from customers.
• Produce narrative for BSA referrals.
• Process entries via keyboard or manual tickets for losses and/or provisional credits.

• Respond to inquiries or refer inquiries to the appropriate department or person and exhibit the necessary follow-through with customers and/or staff involved.
• Serve as an advisor to Senior Management in the areas of fraud risk and make recommendations to mitigate risk exposure.
• Partner with other Financial Institutions and Law Enforcement Agencies to exchange information and coordinate case investigation collaborations on identified organized crime rings, public corruption, financial crimes, and other violations of federal or state statutes.
• Provide support and guidance to the Bank’s fraud risk management efforts and serve as an advisor to Senior Management.
• Assist the Fraud Manager in ensuring department activities run smoothly and efficiently by providing leadership and training within the department.
• Assist Bank personnel in resolving inquiries or issues relating to fraud matters.

Associate degree required, preferably in a business related field.

Educational experience through in-house training sessions, formal school, or financial industry related curriculum should be applicable to the financial industry.

Five years banking experience along with two years related experience and/or training.

Work related experience should consist of in-depth background in fraud investigations and analysis and compliance/operational support.

• Ability to make appropriate judgments and decisions with limited guidance.
• Excellent planning and organizational skills, including the ability to work independently on projects of high complexity with minimal supervision.
• Ability to maintain confidentiality and instill trust within the organization.
• Proficient in Microsoft Word, Excel, and PowerPoint.
• Ability to multitask is essential.

• Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
• Average Hearing: Able to hear average or normal conversations and receive ordinary information.
• Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers.
• Average Visual Abilities: Average, ordinary visual acuity necessary to prepare or inspect documents or products, or operate machinery.
• Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally.
• Working Conditions: No hazardous or significantly unpleasant conditions (such as in a typical office).
• Reasoning Ability: Ability to apply common sense understanding to carry out detailed but involved written or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations.
• Mathematics Ability: Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
• Language Ability: Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other associates of the organization.

Monday - Friday 8:00 am to 5:00 pm – 40 hours per week.