Compliance Analyst, Finance & Banking

• Serve as the primary escalation point for enterprise-wide escalations of likely sanctions matches
• Track escalations sent to Global Sanctions through Bridger and sanctions email, ensuring SLA thresholds are met
• Analyze and make decisions on screening alerts escalated for Global Sanctions review in Bridger
• Update match metrics tracking
• Compile and edit Enterprise Wide Internal Watchlist entries
• Complete investigations for incremental sanctions oversight processes, including IP, CADENCE, and Brand Protection output
• Partner with MCOs/LOBCOs to identify card member information and appropriately action accounts
• Perform Below the Line testing
• Investigate and track account closures; conduct additional account and spend analysis; block funds; and report to OFAC as required
• Oversee business and compliance inventory SLAs
• Provide business and compliance alert adjudication support
• Support enterprise inventory reporting and match metrics reporting
• Provide subject matter expertise regarding Sanctions and PEP regulations
• Identify OFAC/Sanctions compliance issues and concerns, recommend or implement corrective actions, and improve controls and operations
• Investigate apparent regulatory or compliance breaches, make recommendations, and implement corrective measures
• Review and analyze OFAC/Sanctions inquiries and potential hits
• Prepare OFAC block and reject reports
• Investigate AML (GAITS) referrals when sanctions concerns are identified

• Bachelor's degree or equivalent work experience in Business, Finance, Criminal Justice, Risk Management, or a related field
• 1–3 years of experience in sanctions compliance, AML, financial crimes, compliance, risk management, or investigations within a financial institution or regulated environment
• Basic understanding of U.S. sanctions regulations (OFAC) and global sanctions frameworks
• Experience conducting investigations, analyzing complex information, and making risk-based decisions
• Strong analytical, critical thinking, and problem-solving skills
• Excellent written and verbal communication skills, with the ability to clearly document investigative findings
• Strong organizational skills with the ability to manage multiple priorities and meet established service level agreements (SLAs)
• Proficiency with Microsoft Excel, Word, and other Microsoft Office applications
• Experience supporting sanctions screening, alert adjudication, or sanctions investigations
• Knowledge of OFAC regulations, sanctions screening processes, and sanctions compliance best practices
• Experience with sanctions screening platforms such as Bridger Insight, Firco Soft, Oracle Mantas, Actimize, or similar tools
• Experience working with internal watchlists, sanctions reporting, or regulatory reporting obligations, including OFAC blocking and rejection reports
• Ability to interpret regulatory guidance and apply it to investigative decision-making
• Experience partnering with cross-functional stakeholders, including Compliance, Legal, Operations, and Business teams
• Experience identifying process improvement opportunities and enhancing operational controls
• Employment eligibility to work with American Express in the United States is required; the company will not pursue visa sponsorship

Demonstrates expertise in Sanctions Compliance and AML processes, with a strong understanding of OFAC regulations and the ability to conduct thorough investigations and risk assessments. Proficient in utilizing sanctions screening tools and managing compliance reporting while effectively collaborating with cross-functional teams.

• Sanctions Compliance
• AML Investigations
• OFAC Regulations
• Bridger Insight
• Analytical Skills

• Sanctions Screening
• Risk Management
• Investigative Analysis
• Regulatory Reporting
• Data Analysis

• Critical Thinking
• Problem-Solving
• Organizational Skills
• Communication Skills

• Financial Crimes
• Compliance
• Risk Management
• Sanctions Frameworks
• Internal Watchlists

• Microsoft Excel
• Microsoft Word
• Bridger Insight
• Firco Soft
• Oracle Mantas