Experienced Mortgage Underwriter

Join a reputable mortgage brokerage in Surrey as a Senior Mortgage Underwriter. Focus on credit analysis and strategic deal structuring to maximize mortgage approvals for clients.

This full-time role is ideal for an experienced underwriter with a solid background in complex files, such as self-employed and rental portfolios. Work directly with the operations team to ensure accurate mortgage commitments while adhering to compliance regulations. Your ability to negotiate effectively with lenders will be crucial in achieving positive outcomes.

Key Responsibilities:

• Analyze applications and calculate financial ratios accurately

• Structure complex mortgage deals to meet lender requirements

• Negotiate terms with lenders to overcome application challenges

• Conduct KYC and AML checks during file setup

• Review and prepare commitments for client presentations

Requirements:

• Minimum of 5 years in mortgage underwriting

• Advanced knowledge of credit analysis and structuring

• Familiar with mortgage submission software like Expert or Finmo

• Proficient in using Blu Mortgage CRM

• Strong attention to detail and documentation management

Apply your underwriting skills to make a significant impact within a collaborative brokerage environment in Surrey.
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