Reverse Mortgage Loan Officer

Job Type: Full-time

As one of the nation’s leading mortgage lenders, Security National is proud to help homeowners every day. Our employees are the bedrock of what we do, and their determination and expertise consistently allow our customers and executives to do better. We’re currently seeking a qualified Loan Officer to join our team. The ideal candidate will demonstrate a strong understanding of economic and accounting principles, the financial market, and banking—and have an innate ability to manage and lead.

• Establish strong relationships with realtors, builders, developers, CPAs, and financial planners
• Gain applicable expertise in local and national real estate markets
• Negotiate ideal price, terms, and conditions for reverse mortgages
• Determine and address problems that may arise during the loan application process

• Coordinate customer interaction and interface with all parties involved in each individual loan
• Guide customers through the loan process, including negotiation, terms, and conditions
• Maintain a customer’s relationship with corresponding realtors, builders, developers, CPAs, and financial planners
• Learn and understand rules and regulation guidelines from FNMA, FHLMC, FHA, and VA
• Keep aware of all origination, processing, appraisal, underwriting, and closing requirements for both company and investor guidelines pertaining to both government insured and privately insured mortgages

• Bachelor’s degree in business, finance, or related area
• Minimum 1 year of loan originator experience
• Advanced knowledge of lending and credit markets
• Knowledge of all Federal and State real estate lending regulations

• Excellent written and verbal communication skills
• Advanced interpersonal skills, with a strong focus on customer service
• Highly detail-oriented
• Knowledge of reverse mortgage programs (like HECM: Home Equity Conversion Mortgage) and relevant regulatory frameworks (e.g., FHA, HUD, CFPB).

• Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
• Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards
• Must be able to occasionally lift and carry up to 15 lbs.
• Must be able to talk, listen and speak clearly on telephone
• Must be able to sit for prolonged periods at a desk, while working on a computer