Mortgage Loan Officer

Job Highlights

• Title:
  
  Mortgage Loan Officer
• Type:
  Full Time
• Experience:
  
  2 Years
• Function:
  Mortgage Sales
• Location:
  
  Sylvania, OH, United States
• Company:
  Premier Bank

Premier Bank (an affiliate of Premier Financial Corp) is a full-service community bank. It offers personalized service and a comprehensive range of financial solutions for consumers and commercial businesses. The bank remains locally focused to understand customers’ needs while growing the ability to offer better resources.

The bank is searching for a Mortgage Loan Officer who will primarily be responsible for originating residential first mortgage loans.

Interviews loan applicants to understand financial needs and make appropriate recommendations.

Explains products, programs, loan process, and settlement procedures and promotes the bank.

May work at various branch office locations or off-site as required to service the customer and establish relationships.

Ensures compliance with applicable Federal and State regulations.

Demonstrates and implements the Trusted Advisor strategy to all internal and external customers.

• High School Graduate or Equivalent

• Minimum of 2 years of experience in a related field

• Develops and implements sales strategies to establish relationships with non-borrower referral sources (realtors, builders, CPAs, etc.).
• Attends branch meetings, communicates status updates, maintains visibility and assists with branch goals. (if applicable)
• Interviews and counsels prospective mortgage applicants.
• Demonstrates professionalism and respect for customers and bank partners.
• Complies with Federal and State regulations as well as organizational policies and procedures.
• Promotes bank products and services to loan applicants.
• Complete other duties as assigned.

• Excellent interpersonal, communication, and organizational skills.
• Excellent organizational skills and the ability to adapt to various working conditions.
• Excellent sales, public relations, and customer service skills.
• Responsible for knowing and ensuring compliance with applicable laws, regulations, and guidelines, as detailed in policies that include but are not limited to the Bank Secrecy Act and other applicable anti-money-laundering rules, Fair Lending, Community Reinvestment Act, Gramm-Leach-Bliley Act, and other laws and regulations as they pertain to the position.
• Strong knowledge of mortgage products.
• Strong knowledge of procedural and regulatory requirements.

• This job operates in a professional office environment.
• Work is normally performed in a typical interior work environment, which does not subject the employee to any hazardous or unpleasant elements.

• Regularly required to speak or hear, stand or sit for long periods of time, open filing cabinets, walk, stoop or bend, use hands to handle or feel and reach with hands and arms.
• Frequently lift or move up to 10 pounds, occasionally lift or move up to 25 pounds, and complete tasks requiring manual dexterity.
• Ability to drive a vehicle for travel is required for the position.

• The bank provides competitive benefits, incentive compensation, paid time off that includes paid community service hours, flexible spending accounts, retirement programs, professional development, tuition assistance and so much more

Premier Financial Corp is an Equal Opportunity Employer. The company considers all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or any other legally protected status.