Sr Mortgage Loan Processor

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits? Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU. You bring more than your expertise to your role, and that matters here. Your story, perspectives, and lived experiences help shape belonging at BECU and deepen how we connect with and support our employees, our members, and our communities.

The Target Pay Range for this position is $31.92-$38.85 hourly. The full Pay Range is $24.76-$46.06 hourly. hourly.

• 401(k) Company Match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, Dental and Vision (family contributions as well)
• PTO Program + Exchange Program
• Tuition Reimbursement Program
• BECU Cares volunteer time off + donation match

As a Sr Mortgage Loan Processor, you’ll play a critical role in helping members move confidently through the mortgage lending journey. You’ll use your expertise in conventional, FHA, VA, Jumbo, and BECU portfolio loans to ensure files are processed accurately, efficiently, and in compliance with applicable requirements. Your attention to detail, sound judgment, and ability to navigate complex loan conditions will help create a smooth experience for members and internal partners while keeping each loan on track for closing.

You’ll be trusted to evaluate documentation, identify and resolve conditions, manage critical timelines, and make informed decisions throughout the processing lifecycle. From reviewing automated underwriting findings and property documentation to completing BKI, COC, and Early Closing Disclosure requirements under TRID, your work will directly contribute to quality lending decisions and an exceptional member experience.

To join our dynamic team in this role, we require candidates to be residents of WA, OR, , AZ, TX, NC, SC, GA, or VA. If you’re located in Washington state and within a reasonable driving distance to our Tukwila Headquarters (TFC), we encourage you come into the office on Tuesdays & Wednesdays each week. For those candidates that live outside the commutable distance to TFC and in any of our approved remote work locations, this role will be primarily remote.

Remote or onsite, we are committed to ensuring you are fully engaged and included in our collaborative environment.

• Protect the integrity of every loan:
  Perform all responsibilities in accordance with BECU competencies, compliance, regulatory and Information Protection requirements.
• Keep files accurate and complete:
  Review Automated Underwriting System (AUS) findings to include all red flags, verification messages/approval conditions.
• Set up files on loan origination systems.
• Verify the accuracy and integrity of all loan data entered into the system including but not limited to names, addresses, government monitoring information, loan information (i.e. loan amount, interest, terms, lock-in expiration dates, etc.).
• Navigate regulatory requirements:
  Ensure regulatory requirements are met in processing approved, cancelled, and rejected loan applications while in processing status complete BKI review, COC and the Early CD on all loans moving to closing and subsequently moved for final disposition.
• Deliver TRID requirements on time:
  While in processing status complete BKI review, change of circumstance and the early Closing Disclosure on all loans pursuant to TRID.
• Manage commitment timelines:
  Meet all lock in expirations dates or process requests for extensions to the applicant's commitments in accordance with Credit Union policy.
• Keep members informed:
  Communicate with Loan Officers or Members to ensure member…