Hybrid Loan Partner

Hybrid Loan Partner – Mortgage Lending
Location: Tampa, FL (Hybrid: in-office Mondays, Wednesdays, and some Fridays)

Our client is seeking an experienced Loan Partner to support their mortgage team in a high-volume, fast-paced environment. This position blends the responsibilities of a Loan Officer Assistant, Processor, and Pre-Underwriter. The right person will be highly detail-oriented, proactive, and able to manage loans from pre-approval to submission with minimal oversight.

Please note:

This is not a remote position. Candidates must be based in the Tampa area and available to work on-site part of the week. We do not set the requirements for this position—all criteria are established by the hiring client.

Top Responsibilities:

• Structure, price, and pre-underwrite loan files

• Run DU/LP and analyze credit, income, assets, and liabilities

• Calculate all types of income, including self-employed

• Research and apply relevant loan guidelines

• Manage the loan process from application to submission

• Communicate clearly with borrowers and internal stakeholders throughout the file lifecycle

Must-Have Requirements:

• Active NMLS license (non-negotiable)

• Minimum 5 years of mortgage experience

• Proficient with Encompass and Lending Pad

• Able to work a flexible schedule including occasional weekend availability

• Strong knowledge of loan programs, guidelines, and income review

Work Schedule:

• In office:
  Monday, Wednesday, and some Fridays (for events or training)

• On-call weekend rotation (occasional preapproval needs—2 hours’ notice)

• Flexible hours based on pipeline needs; this is not a traditional 9–5 role

Compensation:

• Base salary up to $60,000

• Monthly team-based bonus potential

• Health insurance, PTO and 401(k) offered (no match)

This is a unique opportunity for someone who thrives in a high-accountability, collaborative environment and wants to play a critical role in loan production.