Risk Officer

• Own day-to-day risk, supervisory, and compliance oversight for E
  * TRADE Self-Directed and covered client segments, including E
  * TRADE Premium & Special Client (ETPS) and Emerging Wealth Solutions (EWS).
• Maintain a strong control environment by promoting ethical business practices and ensuring adherence to applicable laws, regulations, and firm policies and procedures.
• Manage and facilitate supervisory inquiries and escalation requests from ETPS & EWS by partnering with the Senior Risk Officer (SRO), Associate/Regional Risk Officer (ARRO/RRO), and business management to drive timely resolution.
• Provide coaching and guidance to Relationship Managers, Team Leads, and Managers on supervisory expectations, policy interpretation, and procedural requirements to strengthen risk awareness and compliance culture.
• Ensure supervisory approvals and oversight case escalations are executed accurately and within required time frames, validating that supervisory actions, documentation, and followup meet policy standards.
• Support compliance examinations and internal audit activities, including readiness planning, evidence collection, and timely response coordination.
• Oversee ongoing risk monitoring and control execution across key risk areas (including operational risk, conduct risk, and data/security-related risk) and implement enhancements as needed.
• Drive consistent communication of Morgan Stanley Wealth Management policies and regulatory expectations to service and supervisory teams, ensuring updates are understood and operationalized.
• Partner with Legal and Compliance on escalations, coordinating communications, documentation, and response support as appropriate.
• Ensure continuous and appropriate supervisory coverage, working with Management, Site Leaders, and the Senior Risk Officer to maintain coverage models and back-up plans.
• Oversee adherence to the E
  * TRADE Self-Directed Compliance and Supervisory Manual and support implementation of new policies/standards to ensure EWS and ETPS processes remain current and effective.
• Monitor people risk indicators (e.g., training, conduct trends, policy adherence), escalating concerns and partnering with leadership to ensure appropriate corrective action.
• Co-facilitate compliance and supervisory training, in partnership with the Senior Risk Officer, to ensure colleagues understand and apply Wealth Management compliance policies and procedures.
• Support onboarding risk controls for new hires, including Employee Investing/Activities Compliance (OBI/OBA approvals, private investment reviews, Monthly Employee Dashboard checks, and early-supervision routines).
• Conduct risk-based oversight reviews of service center activities—referrals, line-of-credit monitoring for regulatory compliance, account restrictions, disbursements and credits, trade/crypto supervision, and other control reviews as needed.

• Bachelor’s degree required or equivalent education or experience
• Previous industry experience
• Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66)
• Strong understanding of SEC/FINRA Regulatory requirements and knowledge of internal compliance policies and supervisory procedures.
• Clear, concise written and verbal communicator able to deliver guidance, training, and escalation updates to varied audiences.
• Detail-oriented with strong organizational skills; able to manage multiple priorities accurately in a deadline-driven environment.
• Applies structured analysis to identify issues/trends and drive timely, well-documented resolution and remediation, including escalation when needed.
• Demonstrated leadership and/or supervisory experience; able to partner effectively with business leadership and control partners.
• Exercises strong judgment and discretion in all business risk matters, including sensitive supervisory and conduct-related topics.

Demonstrates expertise in risk management, compliance oversight, and supervisory practices within the financial services industry, ensuring adherence to SEC/FINRA regulations and internal policies. Capable of delivering effective training and guidance while managing multiple priorities in a fast-paced environment.

• Risk Management
• Compliance Oversight
• SEC/FINRA Regulatory Knowledge
• Leadership Experience
• Supervisory Procedures

• Risk Monitoring
• Operational Risk Management
• Conduct Risk Management
• Data Security Risk Management
• Policy Implementation
• Supervisory Approvals
• Escalation Management
• Compliance Examination…