Sharia Relationship Manager

About the Role

We are seeking an experienced and analytical Relationship Manager to support the growth of our financing portfolio, particularly within infrastructure sectors. This role requires strong expertise in both conventional and Sharia financing, with a focus on project and corporate financing structures, as well as credit analysis and client relationship management.

• Analyze financing and investment proposals, with a focus on infrastructure and large-scale projects.
• Structure and evaluate project financing and corporate financing transactions.
• Conduct detailed financial analysis, including review of financial statements and credit assessments.
• Develop financial projections and build financial models to support decision-making.
• Assess and manage credit risk in line with internal policies and regulatory requirements.
• Maintain a strong understanding of financing structures, investment schemes, and transaction processes.
• Apply knowledge of Sharia-compliant financing products and structures where relevant.
• Monitor financing facilities and identify early warning signals for potential risks.
• Manage restructuring, recovery, or remediation processes for under performing financing facilities.
• Build and maintain strong relationships with clients to support business growth and portfolio quality.

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• Minimum 5 years of experience as a Relationship Manager or similar role in the credit/financing sector within a bank or financial institution (Sharia or conventional).
• Strong understanding of banking fundamentals
  , with specific knowledge of Islamic banking and finance principles
  .
• In-depth knowledge of Sharia financing products and their variations.
• Experience in project financing and corporate financing structures.
• Proven ability to analyze complex financing proposals, particularly in infrastructure sectors
  .
• Strong skills in financial statement analysis
  , financial modeling
  , and projection preparation
  .
• Solid understanding of credit risk management
  .
• Familiarity with business models in infrastructure industries (e.g., energy, transportation, utilities) is a plus.
• Excellent analytical thinking, communication, and stakeholder management skills.