Legal Compliance Senior

Regulatory Compliance:
Ensure that collection operations (processes, communication, and data) comply with OJK regulations (POJK 35/2018, POJK 77/2016), Consumer Protection Laws, Personal Data Protection (PDP) Laws, and other relevant legal frameworks.

Risk Management:

Identify, assess, and mitigate legal risks within collection strategies and practices, including reputational risks and potential fine sanctions.

Legal Drafting:
Create, review, and audit contracts, agreements, Standard Operating Procedures (SOPs), internal policies, and other legal documents.

Legal Advice/Opinion:
Provide legal guidance to the collection operations team regarding case handling, negotiations, and dispute settlements.

Dispute Resolution:
Manage and resolve litigation cases (lawsuits) and non-litigation matters (mediation, summons/legal notices) related to debtors or other parties.

Development & Training:
Develop compliance programs, update policies, and provide training to staff regarding the latest legal issues and developments.

External Coordination:
Interact with legal consultants, notaries, law enforcement agencies, OJK, or other relevant government institutions.

Reporting:
Prepare compliance and risk reports for senior management.

• Bachelor's Degree in Law or equivalent,
• At least 2 Year of working experience in the related field is required for this position, in Banking, Multifinance, or Fin Tech sector.
• Proficient communication skills in English, both written and spoken,
• Have good leadership, teamwork skill and communication skill,
• Detail oriented, accurate, well organized, and able to work with target,
• Deep understanding of OJK (Financial Services Authority) regulations, specifically regarding credit, collections, and consumer protection.
• Strong analytical and planning skills, problem-solving skills, negotiation, and diplomatic skills,
• Experience in handling transactions (M&A, Capital Market, etc.),
• Certification:
  Having a PERADI license or specialized certification in Risk Management (e.g., BSMR) is a significant advantage