Associate, Medical Economics Actuarial | Tempe, Arizona,

About the Role

The Associate, Medical Economics, is part of the Medical Cost Analytics team within the Medical Economics department. The role reports to the Associate Director of Medical Economics and partners with market management teams, regional actuaries, and medical officers to deliver analytical support that informs strategic decision making for market performance and cost of care optimization.

Tempe, AZ office. Hybrid work schedule: 3 days per week in office, with Thursdays required for team meetings.

Base salary: $111,034 - $145,733 per year. Eligible for employee benefits, unlimited vacation program, annual performance bonuses. Full‑time benefits include medical, dental, vision, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, paid wellness time, and reimbursements.

• Serve as an analytic partner to drive market performance under the guidance of the associate director.
• Analyze regional trends, competitor activities, and industry developments to identify opportunities and risks.
• Perform in‑depth analysis of integrated claims and operational data (medical, pharmacy, lab, authorizations) to identify cost and trend drivers.
• Provide proactive financial guidance on emerging market trends and their potential impact on financial performance.
• Assess effectiveness of market‑level programs and integrate findings into the central affordability program.
• Build retrospective studies to measure actual financial and clinical outcomes of implemented affordability initiatives and compare results to projections.
• Develop repeatable analytical processes that scale across market areas.
• Present materials for market finance review meetings and manage follow‑up with market leadership.
• Develop best practices in analytics, automation, and documentation, contributing to department programs around innovation, AI use, and tooling improvements.
• Ensure compliance with applicable laws and regulations.
• Perform other duties as assigned.

• 4+ years of quantitative analysis experience.
• Associate or Fellow of the Society of Actuaries (SOA), or on the track to becoming one.
• Excellent communication, collaboration, and relationship‑building skills.
• Strong understanding of health insurance concepts, data sources, and nuances.
• Proficiency using SQL, R, and/or Python to query, manipulate, and analyze data.

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination‑free hiring practices; we cultivate an environment where people can be their most authentic selves and find belonging and support.