2nd Lien Recovery Consultant; On-Site

Position: 2nd Lien Recovery Consultant (On-Site)
## Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications.## We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation.

Primary Function The 2nd Lien Recovery Consultant is responsible for locating and contacting homeowners across the country to collect on charged off unsecured and secured mortgage debt.

Principal Duties:
* Negotiate repayments on defaulted mortgage debt.  
* Re-establish and maintain communication with customers to minimize company loss.  
* Achieve various numeric standards and goals for servicing accounts without sacrificing quality of service while adhering to state and federal (FDCPA/CFPB) guidelines and constantly representing the Company in a professional manner.  
* Contact borrowers to cure delinquency, set up payment arrangements.  
* Identify and recommend optimal workout strategies, as necessary.  
* Utilize all available skip tracing tools to locate our borrowers whose current contact information is inaccurate.  
* Ensure all calls and loss mitigation efforts are compliant with company policies and procedures.
* Use manual and dialer strategies to contact delinquent homeowners.  
* Address any homeowner question or concern. Handle escalated files appropriately by providing and articulate and complete response.  
* Contact homeowners to cure delinquency, this can be a blend of manual and automated calling strategies.  
* Must be able to communicate effectively through verbal and written communication.  
* Review and maintain their personal negotiating worklist.  
* Knowledgeable in different systems, LMS and DA Tool
* Contribute to the progress of the department by understanding.  
* Analyze and underwrite the borrower’s income through review of documents which include, but are not limited to, financial statements, tax returns, credit reports to determine and recommend the most feasible and appropriate solution for the homeowner.  
* Willing to work overtime as needed.  
* Use the delegated authority tool and work with client matrices regarding workout strategies.  

Education and Experience
* High school diploma or equivalent, required.
* 2-4 years’ experience within collections and loss mitigation.

Knowledge, Skills, and Abilities
* Familiarity with tracking databases and the maneuvering around the Internet
* Familiarity with loan terminology, rights, and processes
* Excellent work ethic, high productivity, and acute attention to detail
* Strong numeric aptitude, problem solving and analytical skills.
* Persuasive and professional communication skills
* Must have a very strong work ethic.
* While this description is intended to be an accurate reflection of the position’s requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary.
**** By applying to this position candidate acknowledges that this is not a remote role and is required to be on-site.
***** Additional Information:
** While this description is intended to be an accurate reflection of the position’s requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator.

Employment will be contingent on this requirement.
** Company Benefits**:

Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them!
* Medical, dental, and vision insurance
* Health Savings Account with employer contribution
* 401(k) Retirement plan with employer match
* Paid Maternity Leave/Parental Bonding Leave
* Pet insurance
* Adoption Assistance
* Tuition reimbursement
* Employee Loan Program
* The Newrez Employee Emergency and Disaster Fund is a new program to support our…