Senior Pricing Analyst

What’s Under the Hood

Drive Time Family of Brands includes in‑house financing and servicing through Bridgecrest, which is one of the country’s leading financial servicing providers. Bridgecrest services roughly $25+ billion in finance receivables for Drive Time and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers.

Individuals with temporary visas or who need sponsorship now or in the future are not eligible for hire at this time.

In short, the Senior Pricing Analyst is responsible for optimizing loan pricing and origination risk strategies to maximize growth and profitability. This role blends strategic risk analytics, forecasting, and origination decisioning into a single, high‑impact leadership position. You will own and evolve key pricing and forecasting frameworks used across the business, while leading a team of highly talented analysts. You’ll partner closely with Product, Data Science, Technology, Finance, and Operations to translate complex data into actionable strategies that directly influence sales, portfolio performance, and long‑term profitability.

• Design, enhance, and modernize loan pricing strategies that balance growth, risk, and profitability.
• Leverage advanced quantitative and financial modeling to identify opportunities for improved pricing, segmentation, and risk‑adjusted returns.
• Translate ambiguous or emerging data into clear insights and executable pricing strategies.
• Support and enhance origination decisioning frameworks, risk segmentation strategies, and pricing logic across the customer lifecycle.
• Evaluate and integrate third‑party data sources and analytical tools to strengthen risk assessment and pricing accuracy.
• Identify opportunities to improve approval rates, customer flow, and loan performance through data‑driven experimentation and analysis.
• Lead, develop, and mentor a team of high‑performing analysts, fostering a culture of curiosity, accountability, and continuous improvement.
• Independently drive multiple high‑impact initiatives from concept through execution.
• Frequently present analytical findings and strategic recommendations to senior and executive leadership.
• Partner cross‑functionally with Retail, Marketing, Supply Chain, Finance, IT, Data Science, and Operations to implement scalable, enterprise‑wide solutions.

• Strategic thinker – takes an insightful, future‑oriented, open‑mind, proactive approach to thinking.
• Entrepreneurial spirit – actively seeks out change, embraces critical questioning, innovation, and continuous improvement.
• Operate autonomously – self‑motivated to get the work done well without constant supervision.
• Excellent verbal and written communication – confident, charismatic, and competent for a wide variety of audiences, including management.
• Passionate and goal‑oriented – enthusiastic about work and striving to exceed goals.
• Rebel with a cause – always looking beyond the obvious for continuous improvement.

• Bachelor’s or master’s degree in a quantitative field such as economics, finance, statistics, engineering, or a related hard‑science discipline.
• 3+ years of analytics experience (financial services industry preferred).
• Strong understanding of data sources/warehouses, data mining, and data analysis techniques, preferably in SQL, R, Java, or Python.
• Exceptional problem‑solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail.
• Extensive experience using analysis to drive strategy, with consumer credit risk management experience being a plus.
• Extensive experience performing data analysis and summarizing findings in executive‑level presentations.
• Ability to simplify complexity and communicate statistical and analytical concepts to executive, operational, and technical audiences with appropriate levels of detail.
• Experienced project manager able to lead multiple initiatives simultaneously.
• Experienced mentor.

• Hybrid work approach with a minimum of three days on‑site per week.
• Medical, dental, and vision coverage with a sizable company contribution.
• 401(k) plan, company‑paid life insurance, short‑term and long‑term disability coverage.
• Career growth opportunities – over 1,000 employees promoted year over year.
• Tuition reimbursement.
• Wellness program with self‑guided coaching, cash incentives, and discounts on medical premiums.
• Competitive pay across the organization.
• Paid Time Off – wellness days, holidays, and personal time. Part‑time roles receive prorated vacation time.

Hiring is contingent upon successful completion of our background and drug screening process. Drive Time is a drug‑free, tobacco‑free workplace and an Equal Opportunity Employer.